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Oscar Health Simple Bronze vs. UnitedHealthcare Compass Bronze
UnitedHealthcare Compass Bronze has a 38%¬†higher monthly premium when compared to Oscar Bronze, however, when it comes to in-network hospital coverage, UnitedHealthcare has more prominent hospitals covered when compared to Oscar. UnitedHealthcare also offers gym reimbursement where Oscar does not. UnitedHealthcare also has a lower deductible when compared to Oscar. UnitedHealthcare is the better option because of the gym reimbursement and better hospital coverage.
A Cold vs. The Flu vs. COVID-19- Similarities and Differences in Symptoms
As flu season is quickly approaching, it is important to be able to distinguish between COVID vs. Flu vs. a cold. The best way to know what type of infection you have is to get a diagnostic test for COVID-19 or the flu. There are some symptoms you can use to distinguish between these illnesses. It is possible to lose your sense of smell or taste when infected with COVID-19, but unlikely with the flu or a cold. Additionally, it is unlikely that you will have a fever or difficulty breathing with a common cold, but possible with coronavirus and the flu. Since having the flu makes you more susceptible to COVID-19, it is highly recommended to get a vaccine this season. If you have symptoms, stay home to avoid infecting others and inquire about getting a test.¬†
Oscar Health Classic Silver vs. UnitedHealthcare Compass Silver- Reviews & Which is best?
UnitedHealthcare has a 25% higher monthly premium than Oscar Health does, not have direct messaging, and you need a referral to see a specialist. However, UnitedHealthcare has more prominent in-network NYC hospitals and includes gym member reimbursement. UnitedHealthcare would be the better option as long as you can pay a little more for the monthly premium and you don't mind needing a referral to see a specialist.
Oscar Health Classic Bronze vs. Empire BlueCross BlueShield Bronze- Reviews & Which is best?
EmpireBlueCross BlueShield bronze has a higher monthly premium and deductible when compared to Oscar Health Classic Bronze. However, EmpireBlueCross also offers more in-network hospital coverage and partial gym reimbursement, making it the better option if you can afford it.
EmblemHealth Bronze vs. Healthfirst Bronze- Reviews & Which one's best?
While EmblemHealth Bronze and Healthfirst Bronze are relatively similar plans, there are some important differences to be aware of. EmblemHealth's bronze plan has a 32% higher monthly premium when compared to Healthfirst. Healthfirst does not require a referral to see a specialist whereas EmblemHealth does require a referral. EmblemHealth also offers more in-network hospital coverage. If basing plans off reviews, EmblemHealth has slightly better reviews with a A+ rating on Better Business Bureau. For a less expensive plan without the need to see a specialist for a referral, we recommend Healthfirst Bronze.¬†
How Much Do Lab Tests Cost Without Insurance? - Blood work, STD test, Urinalysis, and more
The cost of laboratory testing varies greatly depending on what part of the country you live in and where you are getting tested. In California, CBC can cost $140 - $622,Thyroid Stimulating Hormone test can cost $150 - $1,139,¬†Lipid Panel can cost $303 - $843,¬†Basic Metabolic Panel can cost $330 - $1309, and¬†Urinalysis can cost $129 - $643. A membership with Mira for $45/month will give you access to lab testing for $50 or less.
Empire BlueCross Silver Health Plan vs Healthfirst Silver - Reviews & Which is best?
Empire Blue Cross silver plan is the more expensive option that costs almost 39% more than the HealthFirst silver plan. Both plans have a similar deductible and copay amount by design. HealthFirst offers better access to specialists since you would not need a referral while with Empire Blue Cross you would need one from a primary care provider or similar. Though more expensive, the Empire Blue Cross plan does provide access to top-tier research academic medical centers - i.e. NYU Langone. Health¬†First does give you access to Mount Sinai, which is a fine medical institution in NYC. Overall, HealthFirst has very similar features but at a lower cost. We advise that you evaluate your specialist need before picking the right plan.
Student Health Insurance Plan - Alternatives, How Much, How To Opt-Out
The average student health insurance plan costs between $1500 and $2500 per year. If you already have coverage via your parents, you can apply for a waiver and opt-out of the university student health plan. Alternatives to student health insurance include ACA plans, Medicaid, and Mira. In terms of private vs. public schools, the prices don‚Äôt differ as much as you might expect. Each school has different costs and coverage for their plans, but oftentimes, it's thousands of dollars on top of the tuition and you must waiver it if you don't need it. If a student has healthcare coverage through their parents, they can stay on the insurance if they're under 26 but may face out-of-network costs if they locate to a different state due to coverage options. In this case, supplemental insurance options could be the best way to get affordable care.
Can You Get COVID-19 Twice? Research On Coronavirus Reinfections
Researchers are currently reporting that it is unlikely that you will get infected with coronavirus COVID-19 twice in a short period of time. However, there have been a couple of anecdotal cases of reinfection where individuals have recovered and then developed symptoms again. It is unclear whether these people were reinfected or had a dormant case of COVID-19. Some explanations for reinfection include different strands of the virus and mild or non-infection the first time. In order to test if you have had COVID-19 or potentially have immunity, you should seek out an antibody blood test.¬†
List of Reopening Gyms in NYC- Equinox, NYSC, Blink, Crunch Fitness
Governor Cuomo is allowing gyms in New York to reopen beginning on August 24th 2020. Since many gyms need to adjust to newly implemented protocols, the soonest gyms will realistically reopen is around September 2nd. New protocols for reopening include 33% maximum capacity, mandatory mask wearing, 6 feet social distancing, and health checks. Equinox, NYSC, Blink, and Crunch Fitness are all planning on reopening in the coming weeks. Although these gyms have not announced new prices in light of COVID-19, most are offering a free trial or a lowered initiation fee for first time members. In order to avoid getting COVID-19 at the gym, wash your hands upon entry and exit, bring your own disinfectant supplies, wear a mask, and avoid peak times.¬†
Healthfirst Bronze vs MetroPlusHealth Bronze B-2 - Review & Which one is best?
Healthfirst and MetroPlusHealth are both insurance options available on the NY State Health Exchange. Both offer bronze plans as explained in this article. MetroPlusHealth Bronze- B2 is a better option compared to Healthfirst because the monthly premium and deductible it's less expensive than Healthfirst, while still being able to to get similar care options.
Oscar Health Catastrophic Plan vs. Fidelis Care Catastrophic Plan - Which one is best?
Catastrophic care can be a good option if you're a young adult who only needs occasional care. Fidelis Care and Oscar Health both offer catastrophic plans and both plans will require you to pay most medical expenses on your own. However, Oscar may be the better fit if you prioritize a higher-tech company as well as more in-network hospitals.