Healthcare You Can Afford.

Mira is modern health benefits without breaking the bank. Get affordable in-person care, virtual care, talk therapy, lab tests and more at affordable copays. Starting $45/mo. ❤️

Get affordable copays for frequently used services.

Mira is not insurance, we're different. Mira helps you get commonly used healthcare services at comparable copays to insurance, but at a much lower monthly premiums.

Summary

Mira lowers your healthcare costs and makes it convenient to get what you need.

In-person care, virtual care, mental health therapy, lab tests, prescription discounts.

Full price
Up to 80% Off

Prescription Discounts

Get 60-80% off for Brand names and generic formulas + disounts on OTC drugs at 60,000 pharmacies nationwide.

$104-$512 out of pocket
$19-$99 copay

Lab Tests

Same-day STD pannel, HSV, A1c, testosterone & estrogen tests, lipid pannel, Vitamin D + 60-80% discount rates for 1000+ tests done at LabCorp.

$450 out of pocket
$99 copay

In-person Urgent Care

Treat cuts, wounds, muscle sprained, minor fractures at 1000 urgent care clinics and 1100 CVS Minute Clinics in 45 states. Copay includes in-house rapid tests and X-rays.

$80 out-of-pocket
$25 copay

24/7 Virtual Urgent + Primary Care

From skin rash, prescription refills, to birth control, get care at home with a licensed medical provider in 50 states.

$250/per session
$25 copay unlimited

At-home Mental Health Therapy

Be happy again, talk it out and get help with trained therapists. Completely discreet, from the comfort of your couch.

$318 out-of-pocket
$1 copay
+ $12 doctor fee

$1 Same-day Routine Bloodwork

Get that annual bloodwork that you have been delaying for so long. Comprehensive check of important 40 biometrics.

But that's not all, you also get:

Vision Test + Glasses Discounts

Hospital Bill Negotiation

Specialist & Imaging Navigation

Gym Discounts

At home or on the road.

Clinics in 45 states + 24/7 virtual care. Even if we don't have it, we will find a clinic that works for you.

Explore Network

Find, book, pay.
In one place.

Stop hunting for care on your own. All Mira memberships come with BeaconTM, your personal healthcare AI assistant.

Explore Beacon

Sign up today.
Pay when you activate.

Two ✌️ simple and affordable plans:

No proof of work or citizenship
Upfront & affordable copays
No deductible
Activate & use immediately
Beacon - AI healthcare assistant
No proof of work or citizenship
Upfront affordable copays
No deductible
Activate & use immediately
Beacon - AI healthcare assistant
Require paystub & citizenship paper
Pay out-of-pocket before deductible
$4000 deductible
60-day enrollment period
Hunt for care on your own

Don't just take our words for it. Hear it from our members:

No we're not perfect. Healthcare is hard. But if you have a bad experience, we're here to help you fix it. That makes us different.

Verified

After 4 years of being unable to do my annual health check-up, Mira has been able to provide all the tests I needed [...] The team is absolutely attentive and they'll look for the best prices near you if you need some specialists, and they even make the appointment for you.

Annyibel B.
March 2023
Verified

I would absolutely recommend Mira. Not only is the coverage wonderful but the customer service is truly unmatched. [...] I would have never gone to the doctor in the first place if I didn't have Mira and I am SO glad I went. I had an issue with the doctors scheduling and Mira handled it for me. When I went in the next day there were no issues. Lastly, when the doctor charged me an extra fee Mira reimbursed me the same day.

Casey M.
January 2023
Verified

Mira is a very convenient way to manage your medical needs. I highly recommend it. In fact, I have referred it to many of my friends.

Seahee P.
April 2023
Verified

I made an appointment the night before and was seen asap the next day! Doctor was very helpful and sent my prescriptions over quickly

Kyle M.
January 2022
Verified

I will definitely use Virtual Care again. This evolvement of healthcare for these minor needs fit my budget and schedule far better than the alternative with no private health insurance.

Katherine L.
December 2023
Verified

10/10 for Mira as it was simple to use and exactly what I expected from it.

Kyle C.
August 2023
Verified

The customer service of this company is really incredible. Even the people I've spoken to on the phone with have been super helpful and patient.

Seshat Y.
December 2022

One size doesn't fit all. See if you are a good fit.

or Have a question? Ask away 😀

MiraGPT

Frequently asked questions

How does Mira differ from traditional health insurance?

Mira focuses on providing cost-effective, tailored healthcare solutions for your needs, rather than charging you $$$ to subsidize other's usage.

We designed our benefits around planned medical care by identifying frequently used services and creating customized packages that fit your lifestyle. This approach results in significantly lower monthly cost and greater control over your financial future.

We source a network of medical providers who are great to work with so you receive the best prices, often matching or even surpassing insurance rates. With Mira, the average monthly cost is just $45 (compared to $500+ for traditional insurance).

Since Mira is not insurance, there is no deductible or income proof requirement.

Is it true that there's no penalty for not having health insurance?

Yes, as of 2019, the federal individual mandate is no longer in effect, meaning there is no federal penalty for not having health insurance in 2022.

However, certain states like Massachusetts, New Jersey, California, Rhode Island, and Washington D.C. have implemented state-level tax penalties. These penalties are typically equal to the cost of a one-month bronze plan (approximately $650-$750).

f you find traditional health insurance unaffordable, you can file an online exemption to avoid the penalty.

Read more here.

Can I use Mira alongside my health insurance?

Absolutely! In fact, 1 out of 5 members utilize Mira as a supplementary solution to access more affordable healthcare services.

While health insurance is beneficial for situations like cancer treatment, it may not be as effective in covering everyday health issues such as colds, allergies, burns, cuts, or COVID.

By adding Mira to your coverage for only $35 per month, our annual plan enables you to combine low-cost health insurance with comprehensive coverage for common health concerns.

Can I keep my current doctor with Mira?

If your preferred doctor is not part of Mira's in-network providers, our care navigation team can assist you in negotiating the best possible price, which is often comparable or even lower than what you would pay through insurance.

Additionally, we can help you find alternative healthcare providers within the same area for your convenience.

How about ER visits?

Although most urgent situations can be addressed in a clinic setting, sometimes situation requires immediately medical attention.

According to federal regulations under EMTALA, all emergency departments must treat you regardless of your insurance status, whether you have Mira or not.

While Mira coverage doesn't include hospital care, we have partnered with hospital bill negotiation program to help you reduce the final amount.

We've observed that the most expensive hospital stays often involve delayed chronic conditions rather than accidents. That's why Mira places a strong emphasis on preventative care and lab tests. By addressing health issues early, we aim to prevent situations where hospitalization becomes necessary.

Can I add family members?

Yes. After becoming a paid member, you can add up to 10 family members, friends, or even roommates.