#1 health benefits under a hundred dollars.

Mira helps you get affordable healthcare if you cannot afford insurance.  From weight loss, virtual care, to meds refills, we've got you. Use alone or with a high deductible plan.  ❤️

Mira is not insurance.
We're different.

Mira can be used alone or with a high deductible plan. It's your choice.

No deductible, in/out of network
Affordable copay
Include all benefits
Locked-in rates
Standard member care
No deductible, in/out of network
Affordable copay (ranging $13-$99/visit)
Include all benefits
Locked-in rates
Priority member care

"I have insurance but end up using Mira for most things because it's cheaper, more predictable, and wayyy easier to use."

Super low monthly cost, reasonable copay, and care options that to keep you away from the hospital.

Virtual care
$25 copay
Get medication refills
Primary care & urgent care
Check-in monthly for on-going conditions
In-person
$99 copay
X-rays for injuries
Ear washing, wound repairs, more
Sports physical
Mental health
No cost digital talk therapy
$60-$99 copay treatments for ADHD, anxiety, depression with a psychiatric provider
Lab tests
$13 Comprehensive bloodwork
Same-day STD test, A1c, Lipid panel, Testosterone, Estrogen, Vitamin D+ member rates for all LabCorp panels
GLP-1
$150-$300 monthly copay
8-12-week program for Semaglutide
Available in 31 states including all major cities. Read more here.
Prescriptions
Up to 80% off for generic and brand names
Over 50,000 pharmacies
Vision
$20 Renew glasses & contact prescription
$49 See an eye specialist for vision problems
Discounts on wearable
Gym
15-20% discounts at 10,000 gyms, month-to-month no contract, waived initiation fees

But wait.
There is more.

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In one place.

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Don't just take our words for it:

No we're not perfect. Healthcare is complex. If you have a bad experience, we're here to help you fix it and that makes us different.

Verified

After 4 years of being unable to do my annual health check-up, Mira has been able to provide all the tests I needed [...] The team is absolutely attentive and they'll look for the best prices near you if you need some specialists, and they even make the appointment for you.

Annyibel B.
March 2023
Verified

I would absolutely recommend Mira. Not only is the coverage wonderful but the customer service is truly unmatched. [...] I would have never gone to the doctor in the first place if I didn't have Mira and I am SO glad I went. I had an issue with the doctors scheduling and Mira handled it for me. When I went in the next day there were no issues. Lastly, when the doctor charged me an extra fee Mira reimbursed me the same day.

Landon M.
January 2024
Verified

Mira is a very convenient way to manage your medical needs. I highly recommend it. In fact, I have referred it to many of my friends.

Seahee P.
April 2023
Verified

I made an appointment the night before and was seen asap the next day! Doctor was very helpful and sent my prescriptions over quickly

Kyle M.
January 2022
Verified

I will definitely use Virtual Care again. This evolvement of healthcare for these minor needs fit my budget and schedule far better than the alternative with no private health insurance.

Katherine L.
December 2023
Verified

10/10 for Mira as it was simple to use and exactly what I expected from it.

Kyle C.
August 2023
Verified

The customer service of this company is really incredible. Even the people I've spoken to on the phone with have been super helpful and patient.

Seshat Y.
December 2022

Frequently asked questions

How does Mira differ from traditional health insurance?

Mira focuses on providing cost-effective, tailored healthcare solutions for your needs, rather than charging you $$$ to subsidize other's usage.

We designed our benefits around planned medical care by identifying frequently used services and creating customized packages that fit your lifestyle. This approach results in significantly lower monthly cost and greater control over your financial future.

We source a network of medical providers who are great to work with so you receive the best prices, often matching or even surpassing insurance rates. With Mira, the average monthly cost is just $45 (compared to $500+ for traditional insurance).

Since Mira is not insurance, there is no deductible or income proof requirement.

Is it true that there's no penalty for not having health insurance?

Yes, as of 2019, the federal individual mandate is no longer in effect, meaning there is no federal penalty for not having health insurance in 2022.

However, certain states like Massachusetts, New Jersey, California, Rhode Island, and Washington D.C. have implemented state-level tax penalties. These penalties are typically equal to the cost of a one-month bronze plan (approximately $650-$750).

f you find traditional health insurance unaffordable, you can file an online exemption to avoid the penalty.

Read more here.

Can I use Mira alongside my health insurance?

Absolutely! In fact, 1 out of 5 members utilize Mira as a supplementary solution to access more affordable healthcare services.

While health insurance is beneficial for situations like cancer treatment, it may not be as effective in covering everyday health issues such as colds, allergies, burns, cuts, or COVID.

By adding Mira to your coverage for only $35 per month, our annual plan enables you to combine low-cost health insurance with comprehensive coverage for common health concerns.

Can I keep my current doctor with Mira?

If your preferred doctor is not part of Mira's in-network providers, our care navigation team can assist you in negotiating the best possible price, which is often comparable or even lower than what you would pay through insurance.

Additionally, we can help you find alternative healthcare providers within the same area for your convenience.

How about ER visits?

Although most urgent situations can be addressed in a clinic setting, sometimes situation requires immediately medical attention.

According to federal regulations under EMTALA, all emergency departments must treat you regardless of your insurance status, whether you have Mira or not.

While Mira coverage doesn't include hospital care, we have partnered with hospital bill negotiation program to help you reduce the final amount.

We've observed that the most expensive hospital stays often involve delayed chronic conditions rather than accidents. That's why Mira places a strong emphasis on preventative care and lab tests. By addressing health issues early, we aim to prevent situations where hospitalization becomes necessary.

Can I add family members?

Yes. After becoming a paid member, you can add up to 10 family members, friends, or even roommates.