Mira focuses on providing cost-effective, tailored healthcare solutions for your needs, rather than charging you $$$ to subsidize other's usage.

We designed our benefits around planned medical care by identifying frequently used services and creating customized packages that fit your lifestyle. This approach results in significantly lower monthly cost and greater control over your financial future.

We source a network of medical providers who are great to work with so you receive the best prices, often matching or even surpassing insurance rates. With Mira, the average monthly cost is just $45 (compared to $500+ for traditional insurance).

Since Mira is not insurance, there is no deductible or income proof requirement.

Yes, as of 2019, the federal individual mandate is no longer in effect, meaning there is no federal penalty for not having health insurance in 2022.

However, certain states like Massachusetts, New Jersey, California, Rhode Island, and Washington D.C. have implemented state-level tax penalties. These penalties are typically equal to the cost of a one-month bronze plan (approximately $650-$750).

f you find traditional health insurance unaffordable, you can file an online exemption to avoid the penalty.

Read more here.

Absolutely! In fact, 1 out of 5 members utilize Mira as a supplementary solution to access more affordable healthcare services.

While health insurance is beneficial for situations like cancer treatment, it may not be as effective in covering everyday health issues such as colds, allergies, burns, cuts, or COVID.

By adding Mira to your coverage for only $25 per month, our annual plan enables you to combine low-cost health insurance with comprehensive coverage for common health concerns.

If your preferred doctor is not part of Mira's in-network providers, our care navigation team can assist you in negotiating the best possible price, which is often comparable or even lower than what you would pay through insurance.

Additionally, we can help you find alternative healthcare providers within the same area for your convenience.

Although most urgent situations can be addressed in a clinic setting, a small percentage may require emergency care.

According to federal regulations under EMTALA, all emergency departments must treat you regardless of your insurance status, whether you have Mira or not.

While Mira coverage doesn't include hospital care, we have partnered with hospital negotiation program to help you reduce the final amount up to half.

We've observed that the most expensive hospital stays often involve delayed chronic conditions rather than accidents. That's why Mira places a strong emphasis on preventative care and lab tests. By addressing health issues early, we aim to prevent situations where hospitalization becomes necessary.

Yes. After becoming a paid member, you can add up to 10 family members, friends, or even roommates.