Insights

How Much Does an Annual Physical Cost?

Talor Bianchini
Talor Bianchini23 Aug 2022
Cost of an Annual Physical 
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Where to Get Your Annual Physical 
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Annual Physical Frequently Asked Questions (FAQs)
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Bottom Line
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Annual physicals are exams conducted almost every year to physically examine your body to check for potential disease and maintain a healthy lifestyle. They are often required for jobs and school. Without insurance, the average cost of a physical exam ranges from $50 to $200. 

If you need a physical exam but don’t have insurance, Mira can help you out. Physicals can often be done at urgent care centers, and for $45/month, you can get up-front copays at an urgent care center near you. Mira also offers same-day lab testing and up to 80% off on over 1000 prescriptions. Sign up today

Cost of an Annual Physical 

According to The Medical Expenditure Panel Survey, the average price for someone to get an annual physical without health insurance is $199 nationwide. This can vary, however, depending on your age and any underlying medical conditions. 

Your physical exam can be conducted by a primary care physician (PCP), nurse practitioner (NP), or a physician’s assistant (PA). Data shows that annual physical exams tend to cost more when seeing a PCP ($106) versus seeing a PA or an NP ($103). It’s important to weigh your options and look at your budget before making an appointment. 

While most insurance providers cover the cost of an annual visit, some may not offer a free exam. These people can expect to have a copay between $10-50. Some may also face coinsurance fees, which are at least 10-50%. Before scheduling a visit, make sure you have a general understanding of your plan and health insurance in general.

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Talor Bianchini

Talor graduated from Penn State University with a B.S. in Biobehavioral Health, and minors in Spanish and Diversity & Inclusion in May of 2022. She has a passion for health equity and diversity in health. In the future, Talor hopes to work in public health policy reform to help eliminate health disparities. She enjoys reading, cooking, and listening to podcasts in her free time.

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