How Do I Get Health Insurance If I Lose My Job?
If you lose your job, there a few options to get health insurance coverage. If you recently lost your job, you can either keep your current plan if you qualify for COBRA or purchase a new plan on the Marketplace. You may qualify for COBRA if you recently quit your job, lost your job, or reduced the number of hours you work. COBRA only applies to private-sector or local/state government groups that have more than 20 employees. If your income significantly decreased, you may qualify for Medicaid. A membership with Mira will give you access to low-cost urgent care visits and prescriptions for only $25-$45/month.
How Much Is Birth Control Without Insurance?
Prices for birth control vary depending on whether or not you have health insurance, or if you qualify for Medicaid or other government programs that cover the cost of birth control pills. For most brands, 1 pill pack lasts for 1 month, and each pack can cost anywhere from $0-$50. With most health insurance plans, they are free- or if you qualify for some government programs. An appointment with a doctor or nurse may be necessary in order to get a prescription for the pill or other birth control methods. This visit can cost anywhere from $35–$250. With Mira, you can go to urgent care for a small co-pay, get discounts on your birth control, and continue to get care for just $45/mo.
Tamiflu vs. Xofluza- Which Is Better?
Tamiflu and Xofluza are both effective medications to treat the flu, but they work in different ways. While both medications require a prescription, Xofluza is significantly more expensive than Tamiflu. In terms of which medication is better, Dr. Nouhavandi suggests that you should choose the medication that you can afford and can tolerate. The difference between Xofluza and Tamiflu is the way it fights the flu virus.
How Much Does Tamiflu Cost? With or without insurance
Tamiflu (oseltamivir phosphate) is an antiviral drug prescribed for individuals who have the influenza virus. Tamiflu is used to treat people 2 weeks of age and older who have the flu (influenza A and B viruses). Tamiflu is covered by 68% of insurance plans. Tamiflu costs between $60 and $75 with insurance. Tamiflu costs up to $250 or $135 for the generic version without insurance. At CVS, the average cost of Tamiflu without insurance is $115.50. At Kmart, the average cost without insurance is $119.40. At Walgreens, the average cost without insurance is $121.37. With Mira, Tamiflu may cost you has little as $30 without insurance.
How Much Will A COVID-19 Vaccine Cost?
The COVID-19 vaccine will likely be available by mid-2021 and will the vaccine will cost between $3 and $30 per dose and estimated that the vaccine produced by Pfizer and BioNTech will cost $39 for two doses, or $19.50 per dose. It's possible that millions of Americans will have access to a COVID-19 vaccine for free as per the CARES Act, however, some may have to pay out of pocket- such as uninsured individuals.
How much does a mammogram cost? With or without insurance
With no insurance, diagnostic mammograms cost an average of $290. The prices typically range from about $80 to $810. With a private insurance policy, Medicare, or Medicaid, the cost of a mammogram is typically very low. The Affordable Care Act (ACA) required all insurance companies to cover mammograms for women over the age of 40 with no copay or deductible for uninsured or underinsured women. You can get a mammogram done at several NYC clinics.
Where to get a free flu shot in NYC for 2020-2021?
It's essential to get a flu vaccine this year. In New York City, you can receive a free flu shot at local clinics. If you have insurance, you can also get a free flu shot at local pharmacies such as health care resources; Walgreens, CVS, and Rite Aid. Urgent Care Clinics also offer free and low-cost flu shots. Some of these pharmacies have mobile apps to check availability. Check your cities local health department for more information regarding free flu vaccines. If you are a city employee, you can access free shots through WorkWell NYC Clinics. Children can also access a free flu vaccine by participating in the Vaccines for Children Program. If you are uninsured, there are ways to get a free flu shot in NYC such as local clinics.
Healthfirst Catastrophic Plan vs. Fidelis Care Catastrophic Plan
This article provides a detailed look at two catastrophic plans: Healthfirst and Fidelis Care. Catastrophic plans are meant for young and healthy individuals who do not regularly seek medical attention. With both plans, you are responsible for paying a monthly premium and 100% of your medical expenses until the deductible of $8,150 is met. These plans have different in-network hospitals and both offer a partial gym reimbursement. Overall, Fidelis Care seems to be a more cost-effective plan, as it has a lower monthly premium.
EmblemHealth Silver Bold vs. Oscar Health Saver Silver
In this article, we compare two silver health insurance plans: EmblemHealth Silver Bold and Oscar Health Saver Silver. EmblemHealth is an HMO plan with a significantly higher deductible than Oscar Health, which is an EMO plan. The monthly premiums of these plans are very similar; however, each has different benefits. EmblemHealth offers $200 every 6 months to put towards a gym membership while Oscar does not. However, EmblemHealth requires a referral to see a specialist and Oscar does not require a referral. EmblemHealth and Oscar cover different hospitals in New York City, so you may want to consider your proximity to each hospital when picking a plan. Overall, we recommend Oscar Health's Saver Silver plan as it enables more flexibility and has positive reviews regarding customer service and user satisfaction.
Oscar Health Simple Bronze vs. UnitedHealthcare Compass Bronze
UnitedHealthcare Compass Bronze has a 38%¬†higher monthly premium when compared to Oscar Bronze, however, when it comes to in-network hospital coverage, UnitedHealthcare has more prominent hospitals covered when compared to Oscar. UnitedHealthcare also offers gym reimbursement where Oscar does not. UnitedHealthcare also has a lower deductible when compared to Oscar. UnitedHealthcare is the better option because of the gym reimbursement and better hospital coverage.
Oscar Health Classic Silver vs. UnitedHealthcare Compass Silver- Reviews & Which is best?
UnitedHealthcare has a 25% higher monthly premium than Oscar Health does, not have direct messaging, and you need a referral to see a specialist. However, UnitedHealthcare has more prominent in-network NYC hospitals and includes gym member reimbursement. UnitedHealthcare would be the better option as long as you can pay a little more for the monthly premium and you don't mind needing a referral to see a specialist.
EmblemHealth Bronze vs. Healthfirst Bronze- Reviews & Which one's best?
While EmblemHealth Bronze and Healthfirst Bronze are relatively similar plans, there are some important differences to be aware of. EmblemHealth's bronze plan has a 32% higher monthly premium when compared to Healthfirst. Healthfirst does not require a referral to see a specialist whereas EmblemHealth does require a referral. EmblemHealth also offers more in-network hospital coverage. If basing plans off reviews, EmblemHealth has slightly better reviews with a A+ rating on Better Business Bureau. For a less expensive plan without the need to see a specialist for a referral, we recommend Healthfirst Bronze.¬†