Insights

Insights

How much does a mammogram cost? With or without insurance

With no insurance, diagnostic mammograms cost an average of $290. The prices typically range from about $80 to $810. With a private insurance policy, Medicare, or Medicaid, the cost of a mammogram is typically very low. The Affordable Care Act (ACA) required all insurance companies to cover mammograms for women over the age of 40 with no copay or deductible for uninsured or underinsured women. You can get a mammogram done at several NYC clinics.

Mira Research Team19 Nov 2020
Insights

When is peak flu season? COVID-19 & Flu season

In this article, we explain when peak flu season is and how COVID-19 may affect the spread and severity of the flu, also known as when it peaks and ends. Flu season in the U.S. is typically from October until April; however, the national peak of cases typically occurs in the first week of February. There are several ways that COVID-19 may affect the severity of the flu this season. If everyone continues wearing masks and social distancing, we may be able to reduce the spread of the flu. However, it is possible that getting COVID-19 can exacerbate the severity of the flu and put a strain on hospital systems. Therefore, it is recommended that everyone over the age of 6 months gets a flu shot before the end of October. Getting a flu shot, wearing a mask, social distancing, and having good hygiene will help reduce your chance of getting sick from the flu this season. 

Mira Research Team19 Nov 2020
Insights

Oscar Health Classic Silver vs. UnitedHealthcare Compass Silver- Reviews & Which is best?

UnitedHealthcare has a 25% higher monthly premium than Oscar Health does, not have direct messaging, and you need a referral to see a specialist. However, UnitedHealthcare has more prominent in-network NYC hospitals and includes gym member reimbursement. UnitedHealthcare would be the better option as long as you can pay a little more for the monthly premium and you don't mind needing a referral to see a specialist.

Mira Research Team07 Oct 2020
Insights

Oscar Health Classic Bronze vs. Empire BlueCross BlueShield Bronze- Reviews & Which is best?

EmpireBlueCross BlueShield bronze has a higher monthly premium and deductible when compared to Oscar Health Classic Bronze. However, EmpireBlueCross also offers more in-network hospital coverage and partial gym reimbursement, making it the better option if you can afford it.

Mira Research Team07 Oct 2020
Insights

EmblemHealth Bronze vs. Healthfirst Bronze- Reviews & Which one's best?

While EmblemHealth Bronze and Healthfirst Bronze are relatively similar plans, there are some important differences to be aware of. EmblemHealth's bronze plan has a 32% higher monthly premium when compared to Healthfirst. Healthfirst does not require a referral to see a specialist whereas EmblemHealth does require a referral. EmblemHealth also offers more in-network hospital coverage. If basing plans off reviews, EmblemHealth has slightly better reviews with a A+ rating on Better Business Bureau. For a less expensive plan without the need to see a specialist for a referral, we recommend Healthfirst Bronze. 

Mira Research Team07 Oct 2020
Insights

How Much Do Lab Tests Cost Without Insurance? Blood work, STD test, Urinalysis, and more

The cost of laboratory testing varies greatly depending on what part of the country you live in and where you are getting tested. In California, CBC can cost $140 - $622, Thyroid Stimulating Hormone test can cost $150 - $1,139, Lipid Panel can cost $303 - $843, Basic Metabolic Panel can cost $330 - $1309, and Urinalysis can cost $129 - $643. A membership with Mira for $45/month will give you access to lab testing for $50 or less.

Mira Research Team06 Nov 2020
Insights

Student Health Insurance Plan - Alternatives, How Much, How To Opt-Out

The average student health insurance plan costs between $1500 and $2500 per year. If you already have coverage via your parents, you can apply for a waiver and opt-out of the university student health plan. Alternatives to student health insurance include ACA plans, Medicaid, and Mira. In terms of private vs. public schools, the prices don’t differ as much as you might expect. Each school has different costs and coverage for their plans, but oftentimes, it's thousands of dollars on top of the tuition and you must waiver it if you don't need it. If a student has healthcare coverage through their parents, they can stay on the insurance if they're under 26 but may face out-of-network costs if they locate to a different state due to coverage options. In this case, supplemental insurance options could be the best way to get affordable care.

Mira Research Team07 Oct 2020
Insights

Healthfirst Bronze vs MetroPlusHealth Bronze B-2 - Review & Which one is best?

Healthfirst and MetroPlusHealth are both insurance options available on the NY State Health Exchange. Both offer bronze plans as explained in this article. MetroPlusHealth Bronze- B2 is a better option compared to Healthfirst because the monthly premium and deductible it's less expensive than Healthfirst, while still being able to to get similar care options.

Alyssa Orcuilo07 Oct 2020
Insights

Oscar Health Catastrophic Plan vs. Fidelis Care Catastrophic Plan - Which one is best?

Catastrophic care can be a good option if you're a young adult who only needs occasional care. Fidelis Care and Oscar Health both offer catastrophic plans and both plans will require you to pay most medical expenses on your own. However, Oscar may be the better fit if you prioritize a higher-tech company as well as more in-network hospitals.

Mira Research Team07 Oct 2020
Insights

Healthfirst Gold vs. MVP Health Care Gold - Reviews & Which one is best?

Gold health insurance plans are ideal for individuals who need more coverage and more frequent care. Healthfirst and MVP Health Care both offer gold plans, however, MVP Health Care offers better wellness support and may be a better choice if you prioritize wellness reimbursement. Many other aspects of the plan are similar to Healthfirst's gold plan such as co-pays, deductibles, and so forth.

Mira Research Team01 Nov 2020
Insights

Oscar Health Catastrophic (Secure) vs. Oscar Simple Bronze - Which one is best?

Catastrophic plans are not for everyone- they are designed for young adults. However, when it comes down to choosing the best option between Oscar Health's catastrophic and bronze plan, there are factors to consider such as co-pays, deductibles, and monthly premiums. Oscar Health's Secure Plan and Oscar Health's Simple Bronze plan have many similarities, however, the Bronze plan is the best choice due to the monthly premium being just $191.15 compared to the catastrophic plan which has a monthly premium of $542.53.

Alyssa Orcuilo07 Oct 2020
Insights

Oscar Health Classic Bronze vs. Fidelis Care Bronze - Which one is best?

As open enrollment season approaches in November 2020, it's important to evaluate your options for health insurance. Oscar Health's Classic Bronze plan and Fidelis Care's Bronze plan have some similarities but are also different in terms of their benefits and post and pre deductible costs. Oscar Health's Bronze plan is the better choice, and poses more benefits to the user compared to Fidelis, it offers quality and affordability.

Alyssa Orcuilo07 Oct 2020
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