5 Best Health Insurance Options for Small Business Owners & Alternatives
Small businesses with less than 50 employees are not required to offer health insurance, but providing some type of health coverage to employees can help you get and keep quality employees. In this article, we go over your best coverage options to offer to your employees that could give you the competitive advantage you need.
Best Short Term Medical Insurance Options 2021
Short-term medical insurance is typically a coverage option that is used for basic health needs for six months or less due to an unexpected event, such as job loss. Short-term medical coverage can vary based on the plan from only including basic emergency care, to full coverage under more expensive programs.
How Health Insurance Works & Alternative Options
Enrolling in a health insurance plan is a way to stay healthy and protect yourself from catastrophic medical bills. As the cost of traditional health insurance rises, it becomes unaffordable for many people. As a result, people often go uninsured and have to pay full price for health care or not seek the care they need.
What Is a Health Savings Account & How it Works
A health savings account (HSA) is a way to set aside pre-tax money for medical expenses if you have a high deductible health plan. There are several health savings account rules that determine who is eligible, contribution limits, money rollover, and how to remove funds from the account.
5 Best Alternatives to Health Insurance in 2021
Health insurance is great for specific purposes, mainly to protect an individual or family from great financial loss due to a health issue. However, it has increasingly become more expensive in the U.S., which makes it difficult for every individual’s situation.
How Much Does a Doctor's Visit Cost Without Insurance?
The cost of a doctor visit depends on whether you have private insurance, Medicare, Medicaid, or no insurance. If you do not have insurance, the cost of a doctor visit is typically between $300 and $600, but prices can vary depending on several factors such as lab tests, where you seek care, and procedures done at the visit.
Best Health Insurance & Coverage Options For Freelancers 2021
Being a freelancer does not mean you should live without health coverage, even if you think you can’t afford it. Several options can help you access affordable coverage that fits within your budget. Some of these options include: the Affordable Care Act, gaining coverage through a spouse, COBRA Coverage, and the Freelancer’s Union.
6 Best Health Insurance Coverage for Individuals 55 & Older
There are several ways that you can get the health coverage you need if you are 55 and older. Some ways to get coverage are through employer health insurance, private health insurance, Medicaid, or Medicare.