What Is a Health Savings Account & How it Works
A health savings account (HSA) is a way to set aside pre-tax money for medical expenses if you have a high deductible health plan. There are several health savings account rules that determine who is eligible, contribution limits, money rollover, and how to remove funds from the account.
5 Best Alternatives to Health Insurance in 2021
Health insurance is great for specific purposes, mainly to protect an individual or family from great financial loss due to a health issue. However, it has increasingly become more expensive in the U.S., which makes it difficult for every individual’s situation.
The Cost of a Doctor Visit Without Insurance
The cost of a doctor visit depends on whether you have private insurance, Medicare, Medicaid, or no insurance. If you do not have insurance, the cost of a doctor visit is typically between $300 and $600, but prices can vary depending on several factors such as lab tests, where you seek care, and procedures done at the visit.
Best Health Insurance & Coverage Options For Freelancers 2021
Being a freelancer does not mean you should live without health coverage, even if you think you can’t afford it. Several options can help you access affordable coverage that fits within your budget. Some of these options include: the Affordable Care Act, gaining coverage through a spouse, COBRA Coverage, and the Freelancer’s Union.
6 Best Health Insurance Coverage for Individuals 55 & Older
There are several ways that you can get the health coverage you need if you are 55 and older. Some ways to get coverage are through employer health insurance, private health insurance, Medicaid, or Medicare.
Are Employers Required to Give 1099 Workers Health Benefits
1099 workers are typically hired by a company for a specific project or for a short period of time. They are not the same as employees and usually are referred to as a freelancer, or independent contractor. Since they are not employees, they are not usually eligible for health benefits from the company they are working under. The important thing to be sure of as an employer is that you’ve correctly classified 1099 workers, which we cover in this article.
The Best Health Insurance Options for Millennials in 2021
As a healthy, young millennial, you may not think health insurance is entirely necessary. However, it’s important to have coverage so that you don’t avoid or put off the care you need, especially if an emergency occurs.