Are Employers Required To Give 1099 Workers Health Benefits?
1099 workers are typically hired by a company for a specific project or for a short period of time. They are not the same as employees and usually are referred to as a freelancer, or independent contractor. Since they are not employees, they are not usually eligible for health benefits from the company they are working under. The important thing to be sure of as an employer is that you’ve correctly classified 1099 workers, which we cover in this article.
The Best Health Insurance Options for Millennials in 2021
As a healthy, young millennial, you may not think health insurance is entirely necessary. However, it’s important to have coverage so that you don’t avoid or put off the care you need, especially if an emergency occurs.
What To Do When You Need To See a Doctor but Don’t Have Insurance
Although a doctor’s visit can be costly if you don’t have insurance, there are ways to see your doctor at an affordable price. Some ways include utilizing government benefits, using free clinics, or community health centers. The out-of-pocket cost for a doctor’s visit ranges between $70 - $250, but oftentimes it is much more than this due to additional testing, procedures, and administrative fees.
The Best Health Insurance Options for Freelancers in NYC
Many independent workers (35%) go without health insurance because of the high costs associated with premiums. Without insurance, the price for an urgent care visit can vary as much as three times. These numbers are even higher in cities such as New York.