Health Insurance

Doctor's Visit Cost With and Without Insurance - Updated 2024

Jacqueline Slobin
Jacqueline Slobin1 Jan 2024
Cost of a Doctor's Visit Without Insurance
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The Cost of a Doctor's Visit With Insurance
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Medicare
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Medicaid
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No insurance
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Where to See a Doctor If You Do Not Have Insurance 
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How to Save Money at the Doctor Without Insurance 
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Costs of Doctors Visits Frequently Asked Questions (FAQs)
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Bottom Line 
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The cost of a doctor's visit depends on the type of insurance you have. If you do not have insurance, the cost of a doctor's visit is typically between $300 and $600, but prices can vary depending on several factors such as lab tests, where you seek care, and procedures done at the visit. 

If you do not have insurance or have a high-deductible health insurance plan, Mira is a great option to help you access the care you need. For an average of $45 per month, Mira members get access to affordable care, including unlimited $25 virtual care visits. You can start using Mira as soon as you sign up and do not need to meet a deductible. Learn more about Mira.

Cost of a Doctor's Visit Without Insurance

The price you pay to see a doctor depends on whether you have health insurance and what your insurance plan covers. The cost will also vary based on several factors, including but not limited to:

  • The type of doctor you are seeing (primary care physician vs. specialist)
  • Where you seek care
  • Necessary treatment
  • If you need lab testing
  • If you are a new or returning patient

In the table below, we outline the average cost of seeing different specialists if paying without insurance. Note that the price can vary depending on the factors mentioned above. 

Cost of a Doctor's Visit for Different Specialists Without Insurance

Specialty Type2023 Average
Psychiatry$172-$299
Pediatrics$181
Primary care$203
Dermatology$288
OB/GYN$299
Ophthalmology$327
Cardiology$356
All Other$387
Orthopedics$446

In addition, if you are a new patient at the doctor you are seeing, you will likely be charged a "new patient fee." This is because the provider will need to do a full examination which takes longer than a routine appointment. The estimated national average cost of a new-patient office visit without insurance is $357.

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Jacqueline Slobin

Jacqueline graduated from the University of Virginia in 2021 with a B.A. in Global Public Health and is a current M.D. candidate at the Icahn School of Medicine at Mount Sinai. Jacqueline has been working for Mira since April 2020 and is passionate about the intersection of public health and medical care.

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