Health Insurance

How Much Is A Doctor's Visit Cost With and Without Insurance?

Jacqueline Slobin
Jacqueline Slobin14 Apr 2024
Reviewed and Fact Checked ✔️

The cost of a doctor's visit depends on the type of insurance you have. If you do not have insurance, the cost of a doctor's visit is typically between $300 and $600, but prices can vary depending on several factors such as lab tests, where you seek care, and procedures done at the visit. 

If you do not have insurance or have a high-deductible health insurance plan, Mira is a great option to help you access the care you need. For an average of $45 per month, Mira members get access to affordable care, including $25 virtual primary care visits. You can start using Mira as soon as you sign up and do not need to meet a deductible. Learn more about Mira.

How Much Is A Doctor Visit Without Insurance?

The price you pay to see a doctor depends on whether you have health insurance and what your insurance plan covers. The cost will also vary based on several factors, including but not limited to:

  • The type of doctor you are seeing (primary care physician vs. specialist)
  • Where you seek care
  • Necessary treatment
  • If you need lab testing
  • If you are a new or returning patient

In the table below, we outline the average cost of seeing different specialists if paying without insurance. Note that the price can vary depending on the factors mentioned above. 

Cost of a Doctor's Visit for Different Specialists Without Insurance

Specialty Type2024 Average
Primary care$203
All Other$387

In addition, if you are a new patient at the doctor you are seeing, you will likely be charged a "new patient fee." This is because the provider will need to do a full examination which takes longer than a routine appointment. The estimated national average cost of a new-patient office visit without insurance is $357.

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Jacqueline Slobin

Jacqueline graduated from the University of Virginia in 2021 with a B.A. in Global Public Health and is a current M.D. candidate at the Icahn School of Medicine at Mount Sinai. Jacqueline has been working for Mira since April 2020 and is passionate about the intersection of public health and medical care.

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