Pick the Best ACA Plan In Texas through the Marketplace for 2024
As open enrollment is quickly approaching, you must know your health insurance options for the 2024 period. For Texas, comparing and enrolling in an ACA health plan can be completed through the healthcare.gov federal website. This article is the most affordable ACA plan available for residents of Texas, based on the deductible and monthly premium.
What Are the Best Plans in Texas
The chart below shows the top 15 ACA healthcare plans available in Texas for the 2024 enrollment period. For this article, we are looking at the most affordable plans for a 28-year-old female who is not a tobacco user with an average annual income of $80,000. Additionally, her zip code is 77059, which puts her in the Houston, Texas, Area. Based on her profile, the monthly premium for an ACA plan in Texas can range from $267.00 to $368.00.
Best ACA Marketplace Plans in Texas
Plan | Tier | Monthly Premium | Deductible Amount |
|---|---|---|---|
| MyBlue Health Gold 403 | Gold, HMO | $321.70 | $1,100 |
| Community Health Choice Gold 022 | Gold, HMO | $334.46 | $2,200 |
| Ambetter From Superior HealthPlan, CMS Standard Gold Value | Gold, HMO | $339.85 | $2,000 |
| Ambetter From Superior HealthPlan, Everyday VALUE Gold | Gold, HMO | $342.56 | $750 |
| Aetna CVS Health, Gold S | Gold, HMO | $375.43 | $2,000 |
| Ambetter from Superior HealthPlan, CMS Standard Silver VALUE | Silver, HMO | $376.88 | $5,800 |
| Ambetter from Superior HealthPlan, Focused VALUE Silver | Silver, HMO | $377.14 | $6,100 |
| Community Health Choice, Community Select Silver 019 | Silver, HMO | $378.43 | $4,900 |
| Ambetter from Superior HealthPlan, Clear VALUE Silver | Silver, HMO | $378.56 | $5,400 |
| Oscar Insurance Company, Silver Simple PCP Saver | Silver, EPO | $430.73 | $5,500 |
| MyBlue Health Bronze 402 | Bronze, HMO | $265.34 | $7,400 |
| Community Health Choice, Community Select Bronze 016 | Bronze, HMO | $274.56 | $8,100 |
| Aetna CVS Health, Bronze S | Bronze, HMO | $276.92 | $7,500 |
| Oscar Insurance Company, Bronze Simple- Standard | Bronze, EPO | $289.89 | $9,100 |
| Oscar Insurance Company, Bronze Simple | Bronze, EPO | $301.86 | $8,500 |
Source: Healthcare.gov
How to Sign Up for an ACA Plan in Texas
Like other states, you can sign up for an ACA plan in Texas during the open enrollment period, from November 1, 2022, to January 31, 2023. There are three ways that you can apply for an ACA plan in the Texas marketplace:
- Healthcare.gov
- Over the phone, by speaking to a government representative (1-800-318-2596)
- By mail with a paper application
- Online through a licensed insurance broker such as eHealth
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Originally from Houston, Texas, Alexandra is currently getting her Master's in Public Health with a health policy certificate at Columbia University. One of her life goals is to own her own art gallery!