Healthfirst Catastrophic Plan vs. Fidelis Care Catastrophic Plan
This article provides a detailed look at two catastrophic plans: Healthfirst and Fidelis Care. Catastrophic plans are meant for young and healthy individuals who do not regularly seek medical attention. With both plans, you are responsible for paying a monthly premium and 100% of your medical expenses until the deductible of $8,150 is met. These plans have different in-network hospitals and both offer a partial gym reimbursement. Overall, Fidelis Care seems to be a more cost-effective plan, as it has a lower monthly premium.
Empire BlueCross BlueShield Bronze vs. UnitedHealthcare Bronze
In this article, we help break down two bronze plans: Empire BlueCross BlueShield Bronze and UnitedHealthcare Bronze. Both HMO plans offer very similar services and payment plans. Both plans have a deducible of $5,500, give some reimbursement for a gym membership, and charge 50% coinsurance after deducible for services such as preventative care, primary care, specialty visits and urgent care. While UnitedHealthcare Bronze has better reviews pertaining to customer service satisfaction, the monthly premium for Empire BlueCross BlueShield is over $100 cheaper than that of UnitedHealthcare bronze. This BlueCross BlueShield may be the better option if you need to save money this year on your premiums.¬†
Oscar Health Simple Bronze vs. UnitedHealthcare Compass Bronze
UnitedHealthcare Compass Bronze has a 38%¬†higher monthly premium when compared to Oscar Bronze, however, when it comes to in-network hospital coverage, UnitedHealthcare has more prominent hospitals covered when compared to Oscar. UnitedHealthcare also offers gym reimbursement where Oscar does not. UnitedHealthcare also has a lower deductible when compared to Oscar. UnitedHealthcare is the better option because of the gym reimbursement and better hospital coverage.
Healthfirst Bronze vs MetroPlusHealth Bronze B-2 - Review & Which one is best?
Healthfirst and MetroPlusHealth are both insurance options available on the NY State Health Exchange. Both offer bronze plans as explained in this article. MetroPlusHealth Bronze- B2 is a better option compared to Healthfirst because the monthly premium and deductible it's less expensive than Healthfirst, while still being able to to get similar care options.
Healthfirst Gold vs. MVP Health Care Gold - Reviews & Which one is best?
Gold health insurance plans are ideal for individuals who need more coverage and more frequent care. Healthfirst and MVP Health Care both offer gold plans, however, MVP Health Care offers better wellness support and may be a better choice if you prioritize wellness reimbursement. Many other aspects of the plan are similar to Healthfirst's gold plan such as co-pays, deductibles, and so forth.
When is Open Enrollment 2021 for Health Insurance? What is Open Enrollment?
Open enrollment is from November 1, 2020 to December 15, 2020 in all states that use HealthCare.gov, and in some of the states that run their own exchanges. This enrollment schedule applies both on and off-exchange. Open enrollment is the period when people can purchase health insurance for the coming year.
Oscar Health Classic Bronze vs. Fidelis Care Bronze - Which one is best?
As open enrollment season approaches in November 2020, it's important to evaluate your options for health insurance. Oscar Health's Classic Bronze plan and Fidelis Care's Bronze plan have some similarities but are also different in terms of their benefits and post and pre deductible costs. Oscar Health's Bronze plan is the better choice, and poses more benefits to the user compared to Fidelis, it offers quality and affordability.
Health insurance premiums to increase in 2021, 4 things to know
13 health insurance plans in the state of NY proposed premium increases of at least 11%. The average Bronze plan costs $550 in NYC, this could increase to $660 or $770 in 2021. Proposed raise for 2021: Oscar 19.10%, Fidelis (New York Quality Healthcare Corp) 18.80%, HealthPlus HP, LLC (Formerly Empire)* 16.60%, UnitedHealthcare of New York In 13.80%, MetroPlus 9.60%, Emblem (HIP) 9.50%, MVP Health Plan 6.70%, CDPHP 4.30%, Healthfirst PHSP, Inc. 2.40%, Healthfirst Insurance Company, Inc. 1.80%, Excellus 1.50%, Healthnow New York -1.90%, IHBC -3.70%.
Is Obama Care Right for You? 5 Things You Need to Know About Open Enrollment Season
Every year since 2013, millions of Americans are signing up for affordable health insurance via the Affordable Care Act Exchange (aka Obama Care) beginning the first day of November. While it is less likely a joy for some, it is an important annual event that can impact your healthcare for the next year to come.