Open Enrollment

Open Enrollment

Best Obamacare Plans in NYC
Health Insurance

Best Obamacare Plans in NYC

Bronze and silver plans are best for young and healthy, low-income individuals while gold and platinum plans are typically best for those requiring frequent medical care.

Sophie Wei
Sophie Wei4 Mar 2022
What is a High Deductible Health Plan
Health Insurance

What is a High Deductible Health Plan

A high deductible health plan (HDHP) is a health insurance plan with traditionally low premiums but higher deductibles. Other types of insurance plans, such as PPO, POS, HMO, and more, can still be classified as an HDHP, depending on the deductible of the plan.

Ashley Brooks
Ashley Brooks14 Jan 2022
How To Get Health Insurance Through Your Spouse
Health Insurance

How To Get Health Insurance Through Your Spouse

Acquiring your spouse’s health plan will take a bit of communication and comparing costs, medical needs, and expectations.

Ashley Brooks
Ashley Brooks14 Sep 2021
Is It Mandatory To Have Health Insurance in 2022?
Health Insurance

Is It Mandatory To Have Health Insurance in 2022?

There is no federal penalty for not having health insurance in 2022, but four states and D.C. will impose a tax penalty on those who do not. Since 2019, the Affordable Care Act (ACA) has not had an individual mandate penalty for those who are uninsured, and this will remain the case in 2022.

Alexis Bryan
Alexis Bryan11 Apr 2022
Updated Income Limits and Subsidy for Obamacare in 2021
Health Insurance

Updated Income Limits and Subsidy for Obamacare in 2021

If your annual income is between $12,760 and $51,040 you are eligible for ACA subsidy/Premium Tax Credit in 2021.  If qualified, your monthly subsidy is ranging from $451 to $89 a month (lower income, higher subsidies).

Khang T. Vuong, MHA
Khang T. Vuong, MHA21 Jul 2021
Healthfirst Catastrophic Plan vs. Fidelis Care Catastrophic Plan
Public Health

Healthfirst Catastrophic Plan vs. Fidelis Care Catastrophic Plan

This article provides a detailed look at two catastrophic plans: Healthfirst and Fidelis Care. Catastrophic plans are meant for young and healthy individuals who do not regularly seek medical attention. Overall, Fidelis Care seems to be a more cost-effective plan, as it has a lower monthly premium.

Mira Research Team
Mira Research Team12 Mar 2021
Empire BlueCross BlueShield Bronze vs. UnitedHealthcare Bronze
Tips

Empire BlueCross BlueShield Bronze vs. UnitedHealthcare Bronze

Both HMO plans offer very similar services and payment plans. Both plans have a deducible of $5,500, give some reimbursement for a gym membership, and charge 50% coinsurance after deducible for services such as preventative care, primary care, specialty visits, and urgent care.

Mira Research Team
Mira Research Team12 Mar 2021
Oscar Health Simple Bronze vs. UnitedHealthcare Compass Bronze
Public Health

Oscar Health Simple Bronze vs. UnitedHealthcare Compass Bronze

UnitedHealthcare Compass Bronze has a 38% higher monthly premium when compared to Oscar Bronze, however, when it comes to in-network hospital coverage, UnitedHealthcare has more prominent hospitals covered when compared to Oscar. UnitedHealthcare also offers gym reimbursement where Oscar does not.

Mira Research Team
Mira Research Team12 Mar 2021
Healthfirst Bronze vs MetroPlusHealth Bronze B-2 - Review & Which one is best?
Insights

Healthfirst Bronze vs MetroPlusHealth Bronze B-2 - Review & Which one is best?

Healthfirst and MetroPlusHealth are both insurance options available on the NY State Health Exchange. Both offer bronze plans as explained in this article. MetroPlusHealth Bronze- B2 is a better option compared to Healthfirst because the monthly premium and deductible it's less expensive than Healthfirst, while still being able to to get similar care options.

Alyssa Corso
Alyssa Corso14 Aug 2021
Healthfirst Gold vs. MVP Health Care Gold - Reviews & Which one is best?
Insights

Healthfirst Gold vs. MVP Health Care Gold - Reviews & Which one is best?

Gold health insurance plans are ideal for individuals who need more coverage and more frequent care. Healthfirst and MVP Health Care both offer gold plans, however, MVP Health Care offers better wellness support and may be a better choice if you prioritize wellness reimbursement. Many other aspects of the plan are similar to Healthfirst's gold plan such as co-pays, deductibles, and so forth.

Mira Research Team
Mira Research Team20 Jan 2021
When is Open Enrollment for 2022?
Public Health

When is Open Enrollment for 2022?

In most states, the 2022 Open Enrollment Period (OEP) begins November 1, 2021, and ends December 15, 2021. The federal government has declared a Special Enrollment Period (SEP) that re-opens the Affordable Care Act (ACA) marketplace through August 15, 2021.

Alyssa Corso
Alyssa Corso14 Aug 2021
Oscar Health Classic Bronze vs. Fidelis Care Bronze - Which one is best?
Insights

Oscar Health Classic Bronze vs. Fidelis Care Bronze - Which one is best?

As open enrollment season approaches in November 2020, it's important to evaluate your options for health insurance. Oscar Health's Classic Bronze plan and Fidelis Care's Bronze plan have some similarities but are also different in terms of their benefits and post and pre deductible costs. Oscar Health's Bronze plan is the better choice, and poses more benefits to the user compared to Fidelis, it offers quality and affordability.

Alyssa Corso
Alyssa Corso14 Aug 2021