Is It Mandatory To Have Health Insurance in 2024?
Since 2019, the Affordable Care Act (ACA) has not had a federal individual mandate penalty for the uninsured, which will remain in 2024. Four states and DC will impose a tax penalty on those who do not have health insurance.
State-Imposed Health Insurance Coverage Mandates
The federal penalty for not having health insurance (the individual mandate) was repealed in 2019. Still, states can impose tax penalties on their residents. Generally, the penalty applies to people who decide to go without health insurance but can afford it.
The state penalties are similar to the ACA individual mandate of 2018. The state individual mandate tax is based on the tax year, not the calendar year. It is paid when you file your taxes. The table below shows the tax penalties for 2024 in each state.
Tax Penalties for Those Who are Uninsured by State
State | Tax Penalty |
Massachusetts |
|
New Jersey |
|
California |
|
Rhode Island |
|
District of Columbia |
|
Can't afford traditional health insurance? Get Mira - Healthcare you can afford.
Join 36,000 people and get Mira. Plans start at $45/mo. No paperwork. No wait period.
Alexis Bryan MPH, is a recent graduate of Columbia’s Mailman School of Public Health. She is passionate about increasing access to care to improve health outcomes. Outside of work, she loves to travel, read, and pay too much attention to her plants.