How to Negotiate Medical Debt

 If you have medical debt, there are ways to negotiate a lower price and recent laws are minimizing the impact medical debt has on your financial health. Two-thirds of medical debts are due to one-time or short-term medical expenses and 41 percent of adults have health care debt ranging from under $500 to over $10,000. Of that amount, 44 percent owe $2,500 or more. On average, people settle for 48 percent of their original medical debt.