Urgent Care

Urgent Care Cost With and Without Insurance in 2024

Khang T. Vuong, MHA
Khang T. Vuong, MHA1 Jan 2024
Urgent Care Cost With Insurance
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Urgent Care Cost Without Insurance
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Urgent Care Cost With Medicare
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Factors That Influence Your Urgent Care Cost
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Urgent Care Cost Frequently Asked Questions (FAQs)
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Avoiding High Costs at Urgent Care
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Bottom Line
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The costs for an individual without insurance range anywhere from $80 to $280 for a basic Level I urgent care visit and $140 to $440 for an advanced Level II visit. The cost for your visit is also dependent on your location. Urgent care is an optimal solution for affordability and convenience, whether for a fever, a sore throat, or even a sports injury.

If you don't have insurance or have a high deductible, a membership with Mira can help you get urgent care at $99 fixed copay including in-house rapid tests.

Method: To create this report, the Mira research team conducted the most comprehensive pricing research to date by surveying out-of-pocket costs at 1229 urgent care clinics across 43 U.S. states. The initial research took three months, and we are actively updating the information periodically. 

Urgent Care Cost With Insurance

Private health insurance in the United States typically includes coverage for urgent care visits, but the specifics and costs vary depending on the individual's insurance plan. Most plans have a deductible, which is the out-of-pocket amount the insured must pay before insurance starts covering costs. After meeting the deductible, the insured generally pays either a co-pay, which is a fixed amount per visit, or co-insurance, a percentage of the total cost. 

  • Before meeting the deductible: pay the full cost
  • After deductible: pay copay, usually $50-$100 per visit

If you have insurance with a high deductible, Mira is a great way to get $25 unlimited virtual care and a fixed $99 copay for in-person urgent care. 

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Khang T. Vuong, MHA

Khang T. Vuong received his Master of Healthcare Administration from the Milken Institute School of Public Health at the George Washington University. He was named Forbes Healthcare 2021 30 under 30. Vuong spoke at Stanford Medicine X, HIMSS conference, and served as a Fellow at the Bon Secours Health System.

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