Sexual Health

OBGYN Visit Cost With and Without Insurance - Updated 2024

Madeline Hlobik
Madeline Hlobik1 Jan 2024
Reviewed and Fact Checked ✔️

An obstetrician/gynecologist (OB/GYN) is a medical specialist who plays a key role in maintaining women’s reproductive health and caring for women throughout their pregnancy. 

Cost of an OB/GYN Visit Without Insurance

The initial visit to an OB/GYN will be a separate cost that does not include any additional procedures or treatments rendered. The national average cost of an OB/GYN visit for a new patient is $386 without insurance.

Based on Location

The price of an initial consultation for an annual well-check with your OB/GYN varies based on which state you are in. Take a look at the table below for a peek into the cost differences based on location. As you can see, an OB/GYN consultation can cost between $90 and $600.

LocationAverage Cost for Initial Consultation
Pure OB/GYN in New York, NY$300
Van Nuys Women’s Care in Van Nuys, CA$100
Midwest Women’s Healthcare Specialists in Kansas City, MO$133.90
Austin Obstetrics, Gynecology, and Fertility in Austin, TX$300
Central Iowa OB/GYN in West Des Moines, IA$75
The Oregon Clinic Obstetrics & Gynecology East in Portland, OR$390 - $600

Cost of Additional Services

In addition to the OB/GYN visit cost, extra procedures, lab testings, or treatments you undergo will have their own cost. Typically, it varies by procedure whether or not your insurance plan will cover it. Below is a list that holds common additional services at OB/GYN visits and their respective prices.

Common Additional ServiceAverage Out-of-Pocket Cost Without Insurance
Pregnancy Tests/Human Chorionic Gonadotropin$25 - $50
Glucose Blood Check$50 - $150
Fetal Non-Stress Test$90.35
OB Transvaginal Ultrasound$202.15
OB Ultrasound 14+ Weeks Single Fetus$291.20
Intrauterine Device (IUD)$500 - $1300
Pap Smear$39 - $125

Cost of Out-of-Pocket Prescriptions

Prescriptions from a visit are another factor that can impact the cost of seeing an OB/GYN. Below is a list of commonly prescribed medications from OB/GYNs and the relative price of each. 

Common Prescription MedicationAverage Out-of-Pocket Cost Without Insurance
Birth Control$0—$50

Cost of OBGYN with insurance

The coverage policy for Obstetrics and Gynecology (OBGYN) services under private insurance typically includes a range of reproductive and women's health services. This generally encompasses prenatal care, labor and delivery, postnatal care, and annual wellness visits, including pap smears and pelvic exams. 

Coverage for contraceptive services, including birth control pills and IUDs, is also often part of the package. Many plans also cover screenings for sexually transmitted infections, mammograms, and osteoporosis screenings, depending on age and risk factors. However, the extent of coverage, deductibles, copayments, and whether certain services require pre-authorization can vary significantly depending on the individual policy and the insurance provider. 

Some elective or specialized services, such as certain fertility treatments, might not be covered or could require additional coverage plans.

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Madeline Hlobik

Madeline is a Senior at UCLA majoring in Human Biology & Society with a minor in Spanish. She's currently a Healthcare Research Analyst at Mira, writing content for the blog to help the public better understand certain medical issues, technologies, testings, and the importance of healthcare.

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