Healthcare Cost

Lab Tests Cost With and Without Insurance - Updated 2024

Khang T. Vuong, MHA
Khang T. Vuong, MHA27 Apr 2024
Reviewed and Fact Checked ✔️

Lab testing without insurance can be a costly expense. 3 factors could influence how much a lab test will cost:

  1. Type of Test: Basic tests like blood glucose or cholesterol checks are generally more affordable than specialized tests like biopsies or genetic screenings.
  2. Location: Costs can vary significantly based on whether the test is performed at a hospital, a standalone lab, or a clinic. Generally, hospitals tend to be more expensive than standalone labs.
  3. Insurance: Insurance coverage plays a significant role in determining the out-of-pocket expense for the patient. Depending on the plan, insurance may cover a significant portion of the cost or require patients to meet a deductible first.

If you don't have insurance or have a high deductible, Mira has member-only rates that are 2-3x lower than the rates negotiated by insurance companies or paying out of pocket. Learn more.

Top 10 Most Popular Lab Tests' Costs Without Insurance

Without insurance, lab tests can range from $108- $1,139, depending on the combination of tests and panels. If a patient needs multiple tests, the costs will likely be thousands of dollars. Blood test costs typically depend on the facility you get tested at, your health plan, and your location in the United States. 

These are the out-of-pocket price ranges of tests for an individual without insurance:

Test /Panel NameAverage Cost
Complete Blood Count (CBC)$46 - $125
Routine Bloodwork Panel  (CBC, CMP, TSH, urinalysis)$318 - $650
Lipid Panel (Cholesterol, Trigly, HLD, LDL, VLDL)$128 - $200
Urinalysis$40 - $120
Thyroid Stimulating Hormone (TSH)$97 - $195
Testosterone Test $150 - $250
Estrogen Test$193 - $250
Hemoglobin A1C$50 - $150
Herpes Simplex Virus $40 - $98
STD Panel (HIV, Chlamydia, Gonnorhea, Syphylis)$521 -  $800

Discounted Pricing for Lab Tests with Mira

Mira members are eligible for discounted lab tests inclusive of doctor approval. Mira membership starts at $45/month. 

Lab Test / Panel NameTests IncludedMember Price
Routine BloodworkCBC, CMP, TSH, Urinalysis, Lipid Panel$13- $49
Lipid PanelTotal Cholesterol, Triglycerides, HDL, LDL, VLDL$25
STD PanelChlamydia, Gonorrhea, HIV, Syphilis$99
A1cHemoglobin A1c$19
Vitamin DVitamin D, 25-Hydroxy$35
TestosteroneTestosterone, Total, Serum$39
EstrogenEstrogens, Total$35
Herpes Simplex Virus (HSV)HSV 1/2 IgG$49
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Khang T. Vuong, MHA

Khang T. Vuong received his Master of Healthcare Administration from the Milken Institute School of Public Health at the George Washington University. He was named Forbes Healthcare 2021 30 under 30. Vuong spoke at Stanford Medicine X, HIMSS conference, and served as a Fellow at the Bon Secours Health System.

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