5 Best Gap Health Insurance Options in 2021
Gaps in coverage occur for many reasons, such as a job change, sudden unemployment, divorce, and more. When this happens you have several options to remain covered and still have access to healthcare. We’ll discuss the top 5 options below.
How Much Is A Flu Shot? With or without insurance
Most insurance companies will cover the cost of your flu shot at several pharmacies or urgent care facilities. Without insurance, flu shots cost between $0 and $50. Most major pharmacies give quadrivalent vaccines for around $40. The average cost of a high-dose flu shot without insurance is typically around $70. With insurance, flu shots are at no cost.
When's the best time to get a flu shot? Data for 2020-2021
The best time to get a flu shot is before the flu is spreading in your community. Since the flu peaks in February, and begins to spread throughout October and into March or April, it's recommended to get your flu shot by the end of October.
Oscar Health Simple Bronze vs. UnitedHealthcare Compass Bronze
UnitedHealthcare Compass Bronze has a 38% higher monthly premium when compared to Oscar Bronze, however, when it comes to in-network hospital coverage, UnitedHealthcare has more prominent hospitals covered when compared to Oscar. UnitedHealthcare also offers gym reimbursement where Oscar does not.
Empire BlueCross Silver vs Healthfirst Silver - Reviews & Which is best?
Empire Blue Cross silver plan is the more expensive option that costs almost 39% more than the HealthFirst silver plan. Both plans have a similar deductible and copay amount by design. HealthFirst offers better access to specialists since you would not need a referral while with Empire Blue Cross you would need one from a primary care provider or similar.
Oscar Health Catastrophic (Secure) vs. Oscar Simple Bronze - Which one is best?
Catastrophic plans are not for everyone- they are designed for young adults. However, when it comes down to choosing the best option between Oscar Health's catastrophic and bronze plan, there are factors to consider such as co-pays, deductibles, and monthly premiums. Oscar Health's Secure Plan and Oscar Health's Simple Bronze plan have many similarities, however, the Bronze plan is the best choice due to the monthly premium being just $191.15 compared to the catastrophic plan which has a monthly premium of $542.53.