Healthfirst Catastrophic Plan vs. Fidelis Care Catastrophic Plan
This article provides a detailed look at two catastrophic plans: Healthfirst and Fidelis Care. Catastrophic plans are meant for young and healthy individuals who do not regularly seek medical attention. With both plans, you are responsible for paying a monthly premium and 100% of your medical expenses until the deductible of $8,150 is met. These plans have different in-network hospitals and both offer a partial gym reimbursement. Overall, Fidelis Care seems to be a more cost-effective plan, as it has a lower monthly premium.
EmblemHealth Silver Bold vs. Oscar Health Saver Silver
In this article, we compare two silver health insurance plans: EmblemHealth Silver Bold and Oscar Health Saver Silver. EmblemHealth is an HMO plan with a significantly higher deductible than Oscar Health, which is an EMO plan. The monthly premiums of these plans are very similar; however, each has different benefits. EmblemHealth offers $200 every 6 months to put towards a gym membership while Oscar does not. However, EmblemHealth requires a referral to see a specialist and Oscar does not require a referral. EmblemHealth and Oscar cover different hospitals in New York City, so you may want to consider your proximity to each hospital when picking a plan. Overall, we recommend Oscar Health's Saver Silver plan as it enables more flexibility and has positive reviews regarding customer service and user satisfaction.
Oscar Health Simple Bronze vs. UnitedHealthcare Compass Bronze
UnitedHealthcare Compass Bronze has a 38%¬†higher monthly premium when compared to Oscar Bronze, however, when it comes to in-network hospital coverage, UnitedHealthcare has more prominent hospitals covered when compared to Oscar. UnitedHealthcare also offers gym reimbursement where Oscar does not. UnitedHealthcare also has a lower deductible when compared to Oscar. UnitedHealthcare is the better option because of the gym reimbursement and better hospital coverage.
Can You Get COVID-19 Twice? Research On Coronavirus Reinfections
Researchers are currently reporting that it is unlikely that you will get coronavirus twice or become reinfected by COVID-19. However, there have been a couple of anecdotal cases of reinfection where individuals have recovered and then developed symptoms again.
When is Open Enrollment 2021 for Health Insurance? What is Open Enrollment?
Open enrollment is from November 1, 2020 to December 15, 2020 in all states that use HealthCare.gov, and in some of the states that run their own exchanges. This enrollment schedule applies both on and off-exchange. Open enrollment is the period when people can purchase health insurance for the coming year.
What Are The Long-Term Side Effects of COVID-19? Respiratory Issues, Fatigue, And More
Long hauler symptoms of COVID-19 include fever, shortness of breath, and fatigue; however, around 40% of people may be asymptomatic. The most common long-term side effects of COVID include respiratory issues, fatigue, heart failure, and neurological issues. Lingering side effects of coronavirus are not extremely common.
How much is PrEP? How To Get PrEP for Free Without Insurance? Truvada & Descovy
The out of pocket cost for PrEP (Truvada or Descovy) is on average $2000/month. You can get PrEP for free via the Gilead Access Program, the Ready-Set-PrEP program, and local and state programs like the ADAP program in New York City. This article explains how to access PrEP with private insurance, Medicaid, and no insurance. Low-cost ways to get a PrEP prescription and HIV tested are covered. Patients may get PrEP for free by applying for Ready, Set, PrEP, or through co-pay assistance programs.
COVID-19 Vaccine Update: When will a COVID-19 vaccine be available?
The development of the coronavirus COVID-19 vaccine is highly expedited. It is expected that all Americans will be able to get vaccinated by June 2021, but high-risk groups will likely get vaccinated before this. This article explains how vaccines work and the different types of vaccines. Overview of the timeline for the COVID-19 vaccine, updates on current vaccines in the making, and potential concerns. Companies that are working on the vaccine including Moderna, Oxford, J&J, Pfitzer, Merck. Pfizer and Moderna's phase 3 clinical trials show 95% effective rates. Dr. William Petri, MD, Ph.D. was interviewed for information on the development of a COVID-19 vaccine.
Coronavirus COVID-19 Testing Locations in NYC
This article includes a comprehensive list of Coronavirus COVID-19 testing sites in NYC, including clinics, drive-thru, hospitals, emergency, rooms, urgent care, and more. It is recommended that all New Yorkers get tested for COVID-19. Find PCR and rapid COVID tests near you. With PCR COVID testing, you will receive your results within a few days. Rapid coronavirus testing allows you to get your results within 15 minutes. NYC COVID testing sites include hospitals, doctor's offices, urgent care centers, and public health centers.
COVID-19 Antibody & Antigen Test Results Explained- Positive vs. Negative Results
COVID-19 diagnostic tests detect an active infection and antibody tests are used to check if an individual has been previously infected with the coronavirus. This is what your COVID test results mean: A positive antibody test result means the person has been exposed to the virus and a negative test result means the person does not have antibodies for the virus. Positive and negative antigen test results are also explained.