Health Insurance

What is a High Deductible Health Plan

A high deductible health plan (HDHP) is a health insurance plan with traditionally low premiums but higher deductibles. Other types of insurance plans, such as PPO, POS, HMO, and more, can still be classified as an HDHP, depending on the deductible of the plan.

Ashley Brooks12 Dec 2022

Health Insurance

Are At-Home COVID-19 Tests Covered By Insurance?

With new variants emerging, at-home COVID-19 tests are becoming more widespread within various drug stores. However, their costs have remained an issue for many Americans. In general, health insurance companies do not cover the cost of an at-home COVID-19 test.

Madeline Hlobik6 Jan 2022

Health Insurance

Are Lab Tests Covered By Insurance?

Most major medical insurance covers the cost of many preventative and diagnostic lab tests due to the Affordable Care Act. Without insurance, lab services can become costly. Contact us to learn more about how much you can save on labs. Lab tests not covered by health insurance are often considered unnecessary such as genetic testing or at-home drug tests.

Talor Bianchini23 Aug 2022

Health Insurance

Best Health Benefits for Restaurant Employees

Offering health insurance is not required if you run a small business with less than 50 full-time employees, but can boost retention and the health of employees. Some options to provide health benefits to restaurant employees include a restaurant association plan, SHOP coverage, an HRA, Care membership plans, or additional stipends.

Ashley Brooks12 Dec 2022

Health Insurance

What Is Fixed-Indemnity Health Insurance?

Fixed-indemnity insurance is not regulated under the ACA, therefore it does not require essential health benefit coverage, may discriminate based on pre-existing conditions, and does not require a cap on annual out-of-pocket spending.

Ashley Brooks12 Dec 2022

Health Insurance

Best Healthcare Options in Texas

Some of the best health insurance options Texas'sinclude MyBlue Health Silver 405, Friday Catastrophic, and Golden Rule Supplemental Insurance.

Talor Bianchini23 Aug 2022

Health Insurance

Best Health Insurance Plans in NYC

The best health insurance plans in NYC range from metal tiers, federal insurance plans, and alternative healthcare options.

Ashley Brooks23 Aug 2022

Health Insurance

Is It Cheaper To Get Health Insurance Through an Employer?

Obtaining health insurance through an employer is often cheaper than purchasing health insurance independently from your job - this is because your employer will help cover some of your health coverage and medical expenses.

Madeline Hlobik22 Nov 2021

Health Insurance

Is Therapy Covered by Insurance?

The Affordable Care Act requires plans offered through the health insurance exchanges to cover services for mental health and substance use disorders.

Alexis Bryan12 Dec 2022

Health Insurance

Best Health Insurance Options for Part-Time Employees in 2021

The best health insurance options for part-time employees include HRAs, Concierge Medicine, and Care Memberships.

Ashley Brooks23 Aug 2022

Health Insurance

Best Supplemental Health Insurance Plans in 2021

Various supplemental plans are available depending on your needs, including accident, dental, and critical illness insurance. The best overall supplemental health insurance includes United Healthcare.

Talor Bianchini23 Aug 2022

Health Insurance

Is Telemedicine Covered by Health Insurance?

The five big providers— UnitedHealthcare, Cigna, Aetna, Blue Cross Blue Shield, and Humana— all have some form of coverage for telemedicine.

Madeline Hlobik27 Oct 2021

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