Updated Income Limits and Subsidy for Obamacare in 2021
If your annual income is between $12,760 and $51,040 you are eligible for ACA subsidy/Premium Tax Credit in 2021. If qualified, your monthly subsidy is ranging from $451 to $89 a month (lower income, higher subsidies).
What is a Flexible Spending Account (FSA) & How Does it Work?
A Flexible Spending Account allows employees to put some of their income aside to use for qualified medical expenses later. The main perk of an FSA is that the funds contributed are not subject to income and payroll taxes. Both employees and employers can contribute to an FSA.
How Much Does Health Insurance Cost?
The cost of health insurance in the U.S. is not straightforward. There are multiple components that make up your total health insurance costs and specific factors that determine the amount you pay. This article outlines the complicated nature of health insurance costs in today’s market.
How & Where to Get Fast Health Coverage
Fast health coverage is sometimes needed in the case of an unexpected or emergent health care need. In the case that you do not have an employer-sponsored or other long-term medical insurance plan, there are some fast health coverage options you can purchase in the interim. In this article, we look at the best options that you can get quickly.
How to Offer Health Insurance to Remote Employees
With demand for remote work that is higher than ever, employers are struggling to find ways to offer their remote workers health insurance across states, and sometimes countries. Offering health benefits for a remote workforce is becoming not only important but vital in keeping top talent, but it can be expensive and confusing to find a plan that could work for everyone.
Best Affordable Health Insurance Options - 2021
Health insurance continues to be an expensive undertaking in the U.S. for people who don’t get coverage from their employers. Finding an affordable option can be very difficult as even plan premiums after government tax credits can be hundreds of dollars per month for a family. Health insurance alternatives can be a good option for people who need affordable access to basic healthcare.
Health Insurance for Freelance Writers – The Ultimate Guide
A freelancer does business on their own and often does not work for one sole company. While you may enjoy setting your own flexibility and work-life balance, you are responsible for finding your own health insurance, and your choices are limited. Knowing your options and your needs will help you find a plan tailored to you and your family, without breaking the bank.
Catastrophic Health Insurance: The Ultimate Guide & Best Options
Catastrophic health insurance protects you financially in case of an unexpected major injury or illness. It is a basic, inexpensive health insurance plan option with a low monthly premium and a high deductible. To purchase these plans you must be under 30 years old or qualify for a hardship exemption, proving you can’t afford regular health insurance.
Best Health Insurance Options for Employees of a Small Business
Small businesses (less than 50 full-time employees) are not required to provide health insurance under the law. However, employees may view this as a competitive advantage when looking for employment. Many employers are starting to offer alternatives to health insurance to attract top talent, especially as hiring continues to get more and more competitive.
5 Best Health Insurance Options for Small Business Owners & Alternatives
Small businesses with less than 50 employees are not required to offer health insurance, but providing some type of health coverage to employees can help you get and keep quality employees. In this article, we go over your best coverage options to offer to your employees that could give you the competitive advantage you need.
Best Short Term Medical Insurance Options 2021
Short-term medical insurance is typically a coverage option that is used for basic health needs for six months or less due to an unexpected event, such as job loss. Short-term medical coverage can vary based on the plan from only including basic emergency care, to full coverage under more expensive programs.
How Health Insurance Works & Alternative Options
Enrolling in a health insurance plan is a way to stay healthy and protect yourself from catastrophic medical bills. As the cost of traditional health insurance rises, it becomes unaffordable for many people. As a result, people often go uninsured and have to pay full price for health care or not seek the care they need.