Health Insurance

Health Insurance

Best Health Benefits for Restaurant Employees
Health Insurance

Best Health Benefits for Restaurant Employees

Offering health insurance is not required if you run a small business with less than 50 full-time employees, but can boost retention and the health of employees. Some options to provide health benefits to restaurant employees include a restaurant association plan, SHOP coverage, an HRA, Care membership plans, or additional stipends.

Ashley Brooks
Ashley Brooks4 Jan 2022
What Is Fixed-Indemnity Health Insurance?
Health Insurance

What Is Fixed-Indemnity Health Insurance?

Fixed-indemnity insurance is not regulated under the ACA, therefore it does not require essential health benefit coverage, may discriminate based on pre-existing conditions, and does not require a cap on annual out-of-pocket spending.

Ashley Brooks
Ashley Brooks3 Feb 2022
Best Healthcare Options in Texas
Health Insurance

Best Healthcare Options in Texas

Some of the best health insurance options Texas'sinclude MyBlue Health Silver 405, Friday Catastrophic, and Golden Rule Supplemental Insurance.

Talor Bianchini
Talor Bianchini6 Dec 2021
Best Health Insurance Plans in NYC
Health Insurance

Best Health Insurance Plans in NYC

The best health insurance plans in NYC range from metal tiers, federal insurance plans, and alternative healthcare options.

Ashley Brooks
Ashley Brooks2 Dec 2021
Is It Cheaper To Get Health Insurance Through an Employer?
Health Insurance

Is It Cheaper To Get Health Insurance Through an Employer?

Obtaining health insurance through an employer is often cheaper than purchasing health insurance independently from your job - this is because your employer will help cover some of your health coverage and medical expenses.

Madeline Hlobik
Madeline Hlobik22 Nov 2021
Is Therapy Covered by Insurance?
Health Insurance

Is Therapy Covered by Insurance?

The Affordable Care Act requires plans offered through the health insurance exchanges to cover services for mental health and substance use disorders.

Alexis Bryan
Alexis Bryan21 Nov 2021
Best Health Insurance Options for Part-Time Employees in 2021
Health Insurance

Best Health Insurance Options for Part-Time Employees in 2021

The best health insurance options for part-time employees include HRAs, Concierge Medicine, and Care Memberships.

Ashley Brooks
Ashley Brooks12 Nov 2021
Best Supplemental Health Insurance Plans in 2021
Health Insurance

Best Supplemental Health Insurance Plans in 2021

Various supplemental plans are available depending on your needs, including accident, dental, and critical illness insurance. The best overall supplemental health insurance includes United Healthcare.

Talor Bianchini
Talor Bianchini10 Nov 2021
Is Telemedicine Covered by Health Insurance?
Health Insurance

Is Telemedicine Covered by Health Insurance?

The five big providers— UnitedHealthcare, Cigna, Aetna, Blue Cross Blue Shield, and Humana— all have some form of coverage for telemedicine.

Madeline Hlobik
Madeline Hlobik27 Oct 2021
How Much Does COBRA Insurance Cost in 2021?
Health Insurance

How Much Does COBRA Insurance Cost in 2021?

The average monthly COBRA premium cost ranges between $400 to 700 per person.

Alyssa Corso
Alyssa Corso29 Oct 2021
How Much Should I Spend on Health Insurance in 2021?
Health Insurance

How Much Should I Spend on Health Insurance in 2021?

In 2020, the average national cost for health insurance was $456 for an individual and $1,152 for a family per month.

Alexis Bryan
Alexis Bryan26 Oct 2021
What’s the Difference Between a Deductible vs. Copay?
Health Insurance

What’s the Difference Between a Deductible vs. Copay?

A deductible and copay are terms used to describe the costs associated with maintaining your health insurance. A deductible is the amount of money you are required to pay out-of-pocket before your insurance takes over and covers the costs. A copay is a fixed amount you must pay for medical care at the point of service.

Ashley Brooks
Ashley Brooks26 Oct 2021