Open Enrollment

How Do I Add Dependents to My Health Plan?

Adding dependents to your health insurance plan can be done directly through your insurance company's website, marketplace plans, or employer if you have job-based insurance coverage during open enrollment or due to qualifying life events.

Alexandra Thompson23 Aug 2022

Health Insurance

Best Obamacare Plans in NYC

Bronze and silver plans are best for young and healthy, low-income individuals while gold and platinum plans are typically best for those requiring frequent medical care.

Sophie Wei12 Jul 2022

Health Insurance

What is a High Deductible Health Plan

A high deductible health plan (HDHP) is a health insurance plan with traditionally low premiums but higher deductibles. Other types of insurance plans, such as PPO, POS, HMO, and more, can still be classified as an HDHP, depending on the deductible of the plan.

Ashley Brooks12 Dec 2022

Health Insurance

How To Get Health Insurance Through Your Spouse

Acquiring your spouse’s health plan will take a bit of communication and comparing costs, medical needs, and expectations.

Ashley Brooks23 Aug 2022

Health Insurance

Is It Mandatory To Have Health Insurance in 2022?

There is no federal penalty for not having health insurance in 2022, but four states and D.C. will impose a tax penalty on those who do not. Since 2019, the Affordable Care Act (ACA) has not had an individual mandate penalty for those who are uninsured, and this will remain the case in 2022.

Alexis Bryan23 Aug 2022

Health Insurance

Updated Income Limits and Subsidy for Obamacare in 2021

If your annual income is between $12,760 and $51,040 you are eligible for ACA subsidy/Premium Tax Credit in 2021. If qualified, your monthly subsidy is ranging from $451 to $89 a month (lower income, higher subsidies).

Khang T. Vuong, MHA21 Jul 2021

Public Health

Healthfirst Catastrophic Plan vs. Fidelis Care Catastrophic Plan

This article provides a detailed look at two catastrophic plans: Healthfirst and Fidelis Care. Catastrophic plans are meant for young and healthy individuals who do not regularly seek medical attention. Overall, Fidelis Care seems to be a more cost-effective plan, as it has a lower monthly premium.

Mira Research Team12 Mar 2021

Tips

Empire BlueCross BlueShield Bronze vs. UnitedHealthcare Bronze

Both HMO plans offer very similar services and payment plans. Both plans have a deducible of $5,500, give some reimbursement for a gym membership, and charge 50% coinsurance after deducible for services such as preventative care, primary care, specialty visits, and urgent care.

Mira Research Team12 Mar 2021

Public Health

Oscar Health Simple Bronze vs. UnitedHealthcare Compass Bronze

UnitedHealthcare Compass Bronze has a 38% higher monthly premium when compared to Oscar Bronze, however, when it comes to in-network hospital coverage, UnitedHealthcare has more prominent hospitals covered when compared to Oscar. UnitedHealthcare also offers gym reimbursement where Oscar does not.

Mira Research Team12 Mar 2021

Insights

Healthfirst Bronze vs MetroPlusHealth Bronze B-2 - Review & Which one is best?

Healthfirst and MetroPlusHealth are both insurance options available on the NY State Health Exchange. Both offer bronze plans as explained in this article. MetroPlusHealth Bronze- B2 is a better option compared to Healthfirst because the monthly premium and deductible it's less expensive than Healthfirst, while still being able to to get similar care options.

Alyssa Corso14 Aug 2021

Insights

Healthfirst Gold vs. MVP Health Care Gold - Reviews & Which one is best?

Gold health insurance plans are ideal for individuals who need more coverage and more frequent care. Healthfirst and MVP Health Care both offer gold plans, however, MVP Health Care offers better wellness support and may be a better choice if you prioritize wellness reimbursement. Many other aspects of the plan are similar to Healthfirst's gold plan such as co-pays, deductibles, and so forth.

Mira Research Team20 Jan 2021

Public Health

When is Open Enrollment for 2023?

In most states, the 2023 Open Enrollment Period (OEP) will begin on November 1, 2022. In 2022, OEP ran from November 1, 2021 - January 15, 2022. Previously, in 2021, the federal government declared a Special Enrollment Period (SEP) that re-opens the Affordable Care Act (ACA) marketplace through August 15, 2021.

Alyssa Corso11 Aug 2022

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