Healthcare Cost

Healthcare Cost

EmblemHealth Silver Bold vs. Oscar Health Saver Silver
Public Health

EmblemHealth Silver Bold vs. Oscar Health Saver Silver

However, EmblemHealth requires a referral to see a specialist and Oscar does not require a referral. EmblemHealth and Oscar cover different hospitals in New York City, so you may want to consider your proximity to each hospital when picking a plan. Overall, we recommend Oscar Health's Saver Silver plan as it enables more flexibility and has positive reviews regarding customer service and user satisfaction.

Mira Research Team
Mira Research Team12 Mar 2021
Oscar Health Simple Bronze vs. UnitedHealthcare Compass Bronze
Public Health

Oscar Health Simple Bronze vs. UnitedHealthcare Compass Bronze

UnitedHealthcare Compass Bronze has a 38% higher monthly premium when compared to Oscar Bronze, however, when it comes to in-network hospital coverage, UnitedHealthcare has more prominent hospitals covered when compared to Oscar. UnitedHealthcare also offers gym reimbursement where Oscar does not.

Mira Research Team
Mira Research Team12 Mar 2021
Oscar Health Classic Silver vs. UnitedHealthcare Compass Silver- Reviews & Which is best?
Insights

Oscar Health Classic Silver vs. UnitedHealthcare Compass Silver- Reviews & Which is best?

UnitedHealthcare has a 25% higher monthly premium than Oscar Health does, not have direct messaging, and you need a referral to see a specialist. However, UnitedHealthcare has more prominent in-network NYC hospitals and includes gym member reimbursement. UnitedHealthcare would be the better option as long as you can pay a little more for the monthly premium and you don't mind needing a referral to see a specialist.

Mira Research Team
Mira Research Team12 Mar 2021
EmblemHealth Bronze vs. Healthfirst Bronze- Reviews & Which one's best?
Insights

EmblemHealth Bronze vs. Healthfirst Bronze- Reviews & Which one's best?

While EmblemHealth Bronze and Healthfirst Bronze are relatively similar plans, there are some important differences to be aware of. EmblemHealth's bronze plan has a 32% higher monthly premium when compared to Healthfirst. Healthfirst does not require a referral to see a specialist whereas EmblemHealth does require a referral. EmblemHealth also offers more in-network hospital coverage. If basing plans off reviews, EmblemHealth has slightly better reviews with a A+ rating on Better Business Bureau. For a less expensive plan without the need to see a specialist for a referral, we recommend Healthfirst Bronze. 

Mira Research Team
Mira Research Team20 Jan 2021
How Much Do Lab Tests Cost Without Insurance in 2022?
Insights

How Much Do Lab Tests Cost Without Insurance in 2022?

Lab tests without insurance, lab tests can cost over $1000. CBC can cost $140 - $622, Thyroid Stimulating Hormone test can cost $150 - $1,139, Lipid Panel can cost $303 - $843, Basic Metabolic Panel can cost $330 - $1309, and Urinalysis can cost $129 - $643. Contact us to learn more about how much you can save on labs

Khang T. Vuong, MHA
Khang T. Vuong, MHA29 Sep 2022
Empire BlueCross Silver vs Healthfirst Silver - Reviews & Which is best?
Tips

Empire BlueCross Silver vs Healthfirst Silver - Reviews & Which is best?

Empire Blue Cross silver plan is the more expensive option that costs almost 39% more than the HealthFirst silver plan. Both plans have a similar deductible and copay amount by design. HealthFirst offers better access to specialists since you would not need a referral while with Empire Blue Cross you would need one from a primary care provider or similar.

Mira Research Team
Mira Research Team12 Mar 2021
The Best Health Insurance for College Students 2021
Insights

The Best Health Insurance for College Students 2021

The average student health insurance plan costs between $1500 and $2500 per year. If you already have coverage via your parents, you can apply for a waiver and opt-out of the university student health plan. Alternatives to student health insurance include ACA plans, Medicaid, and Mira.

Jacqueline Slobin
Jacqueline Slobin23 Aug 2022
Healthfirst Bronze vs MetroPlusHealth Bronze B-2 - Review & Which one is best?
Insights

Healthfirst Bronze vs MetroPlusHealth Bronze B-2 - Review & Which one is best?

Healthfirst and MetroPlusHealth are both insurance options available on the NY State Health Exchange. Both offer bronze plans as explained in this article. MetroPlusHealth Bronze- B2 is a better option compared to Healthfirst because the monthly premium and deductible it's less expensive than Healthfirst, while still being able to to get similar care options.

Alyssa Corso
Alyssa Corso14 Aug 2021
Oscar Health Catastrophic Plan vs. Fidelis Care Catastrophic Plan - Which one is best?
Insights

Oscar Health Catastrophic Plan vs. Fidelis Care Catastrophic Plan - Which one is best?

Catastrophic care can be a good option if you're a young adult who only needs occasional care. Fidelis Care and Oscar Health both offer catastrophic plans and both plans will require you to pay most medical expenses on your own. However, Oscar may be the better fit if you prioritize a higher-tech company as well as more in-network hospitals.

Mira Research Team
Mira Research Team20 Jan 2021
Oscar Health Catastrophic (Secure) vs. Oscar Simple Bronze - Which one is best?
Insights

Oscar Health Catastrophic (Secure) vs. Oscar Simple Bronze - Which one is best?

Catastrophic plans are not for everyone- they are designed for young adults. However, when it comes down to choosing the best option between Oscar Health's catastrophic and bronze plan, there are factors to consider such as co-pays, deductibles, and monthly premiums. Oscar Health's Secure Plan and Oscar Health's Simple Bronze plan have many similarities, however, the Bronze plan is the best choice due to the monthly premium being just $191.15 compared to the catastrophic plan which has a monthly premium of $542.53.

Alyssa Corso
Alyssa Corso14 Aug 2021
Oscar Health Classic Bronze vs. Fidelis Care Bronze - Which one is best?
Insights

Oscar Health Classic Bronze vs. Fidelis Care Bronze - Which one is best?

As open enrollment season approaches in November 2020, it's important to evaluate your options for health insurance. Oscar Health's Classic Bronze plan and Fidelis Care's Bronze plan have some similarities but are also different in terms of their benefits and post and pre deductible costs. Oscar Health's Bronze plan is the better choice, and poses more benefits to the user compared to Fidelis, it offers quality and affordability.

Alyssa Corso
Alyssa Corso14 Aug 2021
How Much Does PrEP Cost without Insurance in 2021?
Sexual Health

How Much Does PrEP Cost without Insurance in 2021?

PrEP is a preventative measure and must be taken before a person is exposed to HIV. It does not stop the progression of HIV to AIDS and it is not a treatment for HIV. A prescription for PrEP can cost up to $21,000 annually.

Alyssa Corso
Alyssa Corso26 Aug 2021