Health Insurance Comparison

Comparing Health Share to Traditional Health Insurance: Pros, Cons, Cost

Health share plans and traditional insurance differ in terms of operation, pros and cons, costs, best fits, and tax implications. Health share plans are non-profit entities where members share medical costs, while traditional insurance involves paying premiums for coverage. They each have their own pros, cons, and cost differences that can make one a better fit for certain individuals. Tax implications also differ, with health share plans not offering the same tax benefits as traditional insurance.

Khang T. Vuong, MHA29 Sep 2023

Health Insurance

Comparing Direct Primary Care to Traditional Health Insurance: Pros, Cons, and Costs

Direct Primary Care (DPC) and Traditional Health Insurance differ in terms of costs, set-up, and benefits. DPC entails paying a monthly or annual fee for a range of medical services, while Traditional Insurance requires premiums for potential coverage of health services. Cost comparison: DPC may be cheaper for people who require regular primary care. Traditional Insurance can be cost-effective for those with serious conditions or emergencies.

Khang T. Vuong, MHA28 Sep 2023

Health Insurance

Straight Medicaid vs. Managed Medicaid - Which is Best?

Straight Medicaid and Managed Medicaid are both state and federally-funded programs aimed at providing health insurance coverage for low-income individuals. Differences lie in service delivery and provider flexibility. Straight Medicaid operates via a fee-for-service model, paying healthcare providers directly per rendered service, whereas Managed Medicaid contracts with private healthcare organizations that are paid a fixed amount per enrollee. Enrollees of Straight Medicaid have more flexibility in provider choice while Managed Medicaid enrollees must stick to providers within their assigned network.

Khang T. Vuong, MHA1 Sep 2023

Health Insurance

Average Insurance Broker Commission 2023-2024 - Health Insurance, Medicare, and More

Insurance brokers earn commissions, usually a percentage of the premium paid by the consumer, from insurance companies when a policy is sold. Commissions vary significantly depending on the type of insurance, with health insurance brokers earning between 4% to 6% and life insurance brokers earning between 7% to 15% on average. Commercial health insurance commissions differ based on the market (individual, small group, large group) and geographical location, with average individual market commissions across the U.S. at $170.76 per member per year.

Mira Research Team15 Aug 2023

Health Insurance

2023 SEIU Union Health Insurance Eligibility, Cost, and Coverage

SEIU Union health insurance costs between $149-$254 for an individual and $482-$650 for a family of three. The plan covers a comprehensive list of services including medical, vision, dental, accident, etc. To become a member of SEIU and access its health plan, an individual must first be employed in a job or industry represented by SEIU in their region.

Mira Research Team23 Jul 2023

Health Insurance

Is SAG Health Insurance Good? 2023 Eligibility, Premiums, and Coverage

The plan offers comprehensive health care benefits, including medical, surgical, mental health, and dental and vision services, and costs between $125-$250 per month. Qualifying for SAG-AFTRA Health Insurance involves meeting certain eligibility criteria including $26,470 in covered earnings and 102 days working per calendar year. Despite the comprehensive coverage, the complex eligibility criteria and high costs are significant drawbacks, potentially limiting the plan's accessibility. Reviews on Reddit are mixed, with negative comments regarding bad customer services and denied claims.

Mira Research Team22 Jul 2023

Health Insurance

HRA, HSA vs. FSA Healthcare Saving Accounts - Which is best?

HRAs are solely funded by employers and offer tax-free reimbursements for incurred medical expenses, FSAs allow employees to contribute a portion of their regular earnings for qualified expenses, and HSAs are personal savings accounts offering tax-free benefits for current and future qualified medical and retiree health expenses.

Mira Research Team10 Jul 2023

Health Insurance

How Does One Medical Compare to Carbon Health?

Both companies share the same mission: streamlining health services through technology and healthcare. However, One Medical has an annual membership fee, while Carbon Health doesn't have a membership or subscription fee. One Medical also works with insurance plans while Carbon Health doesn't require insurance.

Jasiah Hasan24 Mar 2023

Health Insurance

How to Find the Cheapest Vision Plans

You can find affordable vision plans ranging from $10 to $20 monthly. These plans vary in their benefits, copays, and coverage options. We decided to share the cheapest vision plans in New York, Texas, California, and Florida.

Blanche Palasi22 Mar 2023

Health Insurance

How Much Does Bloodwork Cost with One Medical?

Each bloodwork test with One Medical costs about $60 or more. To utilize One Medical’s lab services, you must have had at least one appointment with One Medical. The average price of a first-time visit with One Medical ranges from $175 to $520.

Jasiah Hasan16 Mar 2023

Health Insurance

How Can I Get Health Insurance as a Real Estate Agent?

Real estate agents can get insurance through family plans, COBRA, and ACA. There are alternatives like Mira and organizations like the National Association of Realtors (NAR) which allows you access to a health insurance exchange and ACA medical plans.

Sarah Fadahunsi17 Mar 2023

Health Insurance

How Much Does an Urgent Doctor’s Visit Cost with One Medical?

Without insurance, you can expect to pay $175 for your initial doctor visit; if you are an established patient, each subsequent visit will be $125. Excluding the membership fee, these services range from $100 - $225 without insurance, according to a One Medical representative

Blanche Palasi14 Mar 2023