Health Insurance Comparison
Best Travel Health Insurance in 2022
The majority of travel health insurance plans last for one year from the start date, which should be the departure day of your trip. Like traditional health insurance, most travel insurance plans have a set deductible. Usually, they are around $250 and must be paid before the insurance coverage kicks in.
Best Obamacare Plans in NYC
Bronze and silver plans are best for young and healthy, low-income individuals while gold and platinum plans are typically best for those requiring frequent medical care.
Discount Health Programs vs. Health Insurance
While health insurance provides coverage for a small or large portion of your medical needs, it, unfortunately, is not always the most affordable and accessible option. Instead, a discount health program provides members with discounts for medical services.
COBRA vs. Marketplace Insurance
There are typically two routes that you may consider if you are between jobs: COBRA and Health Insurance Marketplace (HIM) plans. COBRA may be a better fit for those with pre-existing medical conditions, but marketplace plans are usually more affordable.
What is a High Deductible Health Plan
A high deductible health plan (HDHP) is a health insurance plan with traditionally low premiums but higher deductibles. Other types of insurance plans, such as PPO, POS, HMO, and more, can still be classified as an HDHP, depending on the deductible of the plan.
Are At-Home COVID-19 Tests Covered By Insurance?
With new variants emerging, at-home COVID-19 tests are becoming more widespread within various drug stores. However, their costs have remained an issue for many Americans. In general, health insurance companies do not cover the cost of an at-home COVID-19 test.
What Is Fixed-Indemnity Health Insurance?
Fixed-indemnity insurance is not regulated under the ACA, therefore it does not require essential health benefit coverage, may discriminate based on pre-existing conditions, and does not require a cap on annual out-of-pocket spending.
Best Family Health Insurance Plans - 2021
Family health insurance plans are the same concept as an individual health insurance plan; however, the critical difference is that family health insurance plans will cover multiple individuals. Many dependents, such as spouses, naturally born children and legally adopted or foster children, can be covered under one health insurance plan. The best family health insurance plans include Preferred Provider Organization (PPO), Health Maintenance Organization (HMO), Exclusive Provider Organization (EPO), and Point-of-Service Plans (POS), and High-deductible Health Plans.
Mira Health Reviews 2022 - Benefits, Coverage, Is it Legit?
Is Mira Health legit? A comprehensive review of Mira health on and off Reddit, Google Reviews, TrustPilot, and more.
Healthfirst Catastrophic Plan vs. Fidelis Care Catastrophic Plan
This article provides a detailed look at two catastrophic plans: Healthfirst and Fidelis Care. Catastrophic plans are meant for young and healthy individuals who do not regularly seek medical attention. Overall, Fidelis Care seems to be a more cost-effective plan, as it has a lower monthly premium.
Empire BlueCross BlueShield Bronze vs. UnitedHealthcare Bronze
Both HMO plans offer very similar services and payment plans. Both plans have a deducible of $5,500, give some reimbursement for a gym membership, and charge 50% coinsurance after deducible for services such as preventative care, primary care, specialty visits, and urgent care.
EmblemHealth Silver Bold vs. Oscar Health Saver Silver
However, EmblemHealth requires a referral to see a specialist and Oscar does not require a referral. EmblemHealth and Oscar cover different hospitals in New York City, so you may want to consider your proximity to each hospital when picking a plan. Overall, we recommend Oscar Health's Saver Silver plan as it enables more flexibility and has positive reviews regarding customer service and user satisfaction.