Mental Health

How Much Does Anxiety Medication Cost Without Insurance?

Talor Bianchini13 Sep 2021

Anxiety disorders are illnesses that bring constant worry and fear about everyday life. About 6.8 million people are affected by generalized anxiety disorder (GAD), but only 43% seek treatment, typically due to the cost. One option that is used to treat anxiety is an oral medication. There are several different types of anxiety medications, but on average, brand names cost $1,083.97 without insurance. 

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Cost of Anxiety Medication

The average cost for 60 tablets/capsules of brand-name anxiety medication is $1,083.97, without insurance. Keep in mind that the cost will vary for each type of medication, the dosage you will be prescribed, the pharmacy, and the location in which you live. Below is a list of commonly prescribed medications for anxiety disorders, their typical dosage, and the average price for 60 tablets. You’ll also want to factor in the cost of visiting a doctor to be prescribed your medication. 

Average Cost of Common Anxiety Medications Without Insurance 

Medication

Dosage

Average Cost (60 tablets)

Ativan

1 mg, 2-3 times a day

$2,782.44

Celexa

20 mg once a day

$705.11

Cymbalta

60 mg once a day

$639.05

Effexor XR

150 mg once a day

$1,349.28

Klonopin

0.5 mg, once a day

$220.08

Lexapro

10 mg once a day

$916.00

Pamelor

25 mg, 3 times a day

$2,692.92

Paxil

20 mg once a day

$513.85

Prozac

20 mg once a day

$1,229.10

Tofranil

50 mg once a day

$1,246.89

Valium

5 mg, 2-4 times a day

$404.69

Xanax

0.5 mg, 2 times a day

$475.32

Zoloft

100 mg once a day

$917.10

In 2008, the Mental Health Parity and Addiction Equity Act (MHPAEA) was passed, and required insurance plans to offer comparable costs for mental health coverage to physical health coverage. For example, an insurance company cannot charge a $40 copay for a therapist visit and $20 to see a primary care physician. This only applies if a company offered services, but it didn’t apply to individual and small-group plans. 

Healthcare you can afford.

Insurance: expensive, confusing, unreliable.

Mira: not insurance. 😄

The Affordable Care Act of 2010 aimed to fix the gaps of the MHPAEA parity requirements. The passing of this act expanded coverage to an individual, small-group insurance, and Medicaid plans by ensuring that they provide 10 essential health benefits. Under these benefits are mental health services, which include prescription drugs. 

It’s important to remember that even if cost is a factor in getting medication to treat anxiety, you should never stop taking it abruptly or take an incorrect dosage without consulting the doctor who prescribed it to you. Doing so could have adverse side effects. Instead, try to find ways to save money on your prescriptions. 

How to Save Money on Anxiety Medications

If you are uninsured, you may be struggling to find affordable anxiety medication. Often, the cost of treatment for anxiety keeps people from getting help and managing their symptoms. No one should withhold care because of the cost. Below are just a few ways to save money on anxiety medication. 

Switching to Generic Brands

In general, brand-name drugs are more expensive than generic brands. Brand name drugs are also selling the research and development that went into the product and the cost of marketing. Several manufacturers produce generic drugs, and because there are so many out there, the prices tend to be cheaper to keep up with competitors. 

Generic medications must be FDA approved to prove that they are a direct substitute and comparison to a brand-name drug. They contain the same ingredients and are the same strength as brand-name drugs. Some medications do not have a generic version if they are new to the market because they are patent protected. Below is a comparison of common anxiety medications and their generic brand counterpart. Using generic brands reduces the average cost of anxiety medication to only $67.04 without insurance. 

Average Cost of Brand Name Anxiety Medications vs. Generic Brand

Brand Name

Brand Name Cost (60 tablets)

Dosage (applies to both)

Generic Brand Name

Generic Brand Cost (60 tablets)

Ativan

$2,782.44

1 mg, 2-3 times a day

Lorazepam

$43.52

Celexa

$705.11

20 mg once a day

Citalopram

$29.89

Cymbalta

$639.05

60 mg once a day

Duloxetine

$235.57

Effexor XR

$1,349.28

150 mg once a day

Venlafaxine XR

$152.98

Klonopin

$220.08

0.5 mg, once a day

Clonazepam

$38.90

Lexapro

$916.00

10 mg once a day

Escitalopram

$94.18

Pamelor

$2,692.92

25 mg, 3 times a day

Nortriptyline

$26.55

Paxil

$513.85

20 mg once a day

Paroxetine

$39.11

Prozac

$1,229.10

20 mg once a day

Fluoxetine

$39.90

Tofranil

$1,246.89

50 mg once a day

Imipramine

$50.18

Valium

$404.69

5 mg, 2-4 times a day

Diazepam

$23.42

Xanax

$475.32

0.5 mg, 2 times a day

Alprazolam

$33.70

Zoloft

$917.10

100 mg once a day

Sertraline

$63.59

Patient Assistance Programs

Another cost-saving tip that many pharmacies, state governments, non-profits, and drug manufacturers offer for uninsured patients is patient assistance programs. You can receive free or low-cost medication if you meet certain qualifications, but the benefits vary depending on the pharmacy. To qualify, you must:

  • Be a U.S. citizen or legal resident
  • Prove you are uninsured or cannot get your medication covered
  • Meet income eligibility requirements

There are no set criteria for income, and it varies depending on which drug manufacturer you are using. 

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The Partnership for Prescription Assistance (PPA) connects people in need of discounted prescriptions with programs that best suit their needs. The service is completely free and confidential and provides information on more than 475 prescription assistance programs. The application process is straightforward and only requires 3 steps

Alternative Solutions

An additional option for saving money on anxiety medication is using a service like Mira. For only $45/month, MiraRX can get you up to 80% off on over 1000 different prescriptions, including all of the commonly prescribed medications listed above. The price will differ depending on your location and the pharmacy you use, but you can do a quick search on Mira’s prescription search portal. Mira’s prices are often lower than the cost of going through insurance. In addition, you’ll have access to same-day lab testing and low-cost urgent care visits. 

Anxiety Medication Frequently Asked Questions (FAQs) 

Deciding to take medication to treat anxiety can be difficult for some people. Here are the answers to some commonly asked questions about anxiety medication to help ease your worry. 

How do I know which medication to take for my anxiety? 

Anxiety medications are not a one size fits all treatment. Cases need to be evaluated individually, so your primary care provider or therapist will determine which medication is best for your situation. It can take time to find the best treatment and may require you to try out different prescription drugs. Although it can be difficult, try to remain patient. 

How do I get diagnosed with anxiety? 

To get diagnosed with an anxiety disorder, your doctor will perform a physical exam and a mental health screening. They may even order a blood test to rule out other conditions that may be causing feelings of anxiety. You’ll have to provide medical and family history so that a full evaluation can be made. 

Is there anything over the counter I can take for anxiety? 

There are no medications you can purchase over the counter for anxiety. Since they are controlled substances, anxiety medications require a prescription to take them. However, there are many supplements and natural remedies people have found for anxiety if you are concerned about taking medication. Some supplements found to help manage anxiety include magnesium, saffron, vitamin D3, chamomile, and L-theanine. 

Are there side effects to taking anxiety medication?

As with any prescription medication, there are potential side effects to taking anxiety medication. Some common side effects include drowsiness, confusion, loss of memory or concentration, blurry vision, and problems with coordination. However, some people may not be affected at all by taking medication. Make sure to tell your doctor if you are experiencing any bad side effects.

Bottom Line 

Anxiety disorders often go untreated because people are worried about the cost of medication or other treatments. On average, brand-name anxiety medications cost $1,083.97 without insurance. There are many ways to save money on prescription drugs, including switching to generic brands. Generic anxiety medications cost about $67.04. 

Another solution for saving money on anxiety medication is using MiraRX. Mira can help you get up to 80% off on over 1,000 different medications for only $45 per month. Put your health first; we’ll worry about the cost for you. Sign up for Mira today