Healthcare Cost

Healthcare Cost

The Best Health Insurance for College Students 2024
Insights

The Best Health Insurance for College Students 2024

The average student health insurance plan costs between $1500 and $2500 per year. If you already have coverage via your parents, you can apply for a waiver and opt-out of the university student health plan. Alternatives to student health insurance include ACA plans, Medicaid, and Mira.

Jacqueline Slobin
Jacqueline Slobin8 Jul 2023
Healthfirst Bronze vs MetroPlusHealth Bronze B-2 - Review & Which one is best?
Insights

Healthfirst Bronze vs MetroPlusHealth Bronze B-2 - Review & Which one is best?

Healthfirst and MetroPlusHealth are both insurance options available on the NY State Health Exchange. Both offer bronze plans as explained in this article. MetroPlusHealth Bronze- B2 is a better option compared to Healthfirst because the monthly premium and deductible it's less expensive than Healthfirst, while still being able to to get similar care options.

Alyssa Corso
Alyssa Corso14 Aug 2021
Oscar Health Catastrophic Plan vs. Fidelis Care Catastrophic Plan - Which one is best?
Insights

Oscar Health Catastrophic Plan vs. Fidelis Care Catastrophic Plan - Which one is best?

Catastrophic care can be a good option if you're a young adult who only needs occasional care. Fidelis Care and Oscar Health both offer catastrophic plans and both plans will require you to pay most medical expenses on your own. However, Oscar may be the better fit if you prioritize a higher-tech company as well as more in-network hospitals.

Mira Research Team
Mira Research Team20 Jan 2021
Oscar Health Catastrophic (Secure) vs. Oscar Simple Bronze - Which one is best?
Insights

Oscar Health Catastrophic (Secure) vs. Oscar Simple Bronze - Which one is best?

Catastrophic plans are not for everyone- they are designed for young adults. However, when it comes down to choosing the best option between Oscar Health's catastrophic and bronze plan, there are factors to consider such as co-pays, deductibles, and monthly premiums. Oscar Health's Secure Plan and Oscar Health's Simple Bronze plan have many similarities, however, the Bronze plan is the best choice due to the monthly premium being just $191.15 compared to the catastrophic plan which has a monthly premium of $542.53.

Alyssa Corso
Alyssa Corso14 Aug 2021
Oscar Health Classic Bronze vs. Fidelis Care Bronze - Which one is best?
Insights

Oscar Health Classic Bronze vs. Fidelis Care Bronze - Which one is best?

As open enrollment season approaches in November 2020, it's important to evaluate your options for health insurance. Oscar Health's Classic Bronze plan and Fidelis Care's Bronze plan have some similarities but are also different in terms of their benefits and post and pre deductible costs. Oscar Health's Bronze plan is the better choice, and poses more benefits to the user compared to Fidelis, it offers quality and affordability.

Alyssa Corso
Alyssa Corso14 Aug 2021
How Much Does PrEP Cost without Insurance in 2024?
Sexual Health

How Much Does PrEP Cost without Insurance in 2024?

PrEP is a preventative measure and must be taken before a person is exposed to HIV. It does not stop the progression of HIV to AIDS and it is not a treatment for HIV. A prescription for PrEP can cost up to $21,000 annually.

Alyssa Corso
Alyssa Corso8 Jul 2023
How To Pick the Best Health Insurance Plan in 2023?
Insights

How To Pick the Best Health Insurance Plan in 2023?

The most comprehensive guide to determining the best health insurance plan, 5 factors to consider: the type of coverage, eligibility, monthly cost, type of plans, and enrollment period.

Khang T. Vuong, MHA
Khang T. Vuong, MHA8 Jul 2023
Health Insurance Premiums to Increase in 2023 - 4 Things to Know
Insights

Health Insurance Premiums to Increase in 2023 - 4 Things to Know

13 health insurance plans in the state of NY proposed premium increases of at least 11%. The average Bronze plan costs $550 in NYC, this could increase to $660 or $770 in 2021. Proposed raise for 2021: Oscar 19.10%, Fidelis (New York Quality Healthcare Corp) 18.80%, HealthPlus HP, LLC (Formerly Empire)*16.60%, UnitedHealthcare of New York In 13.80%, MetroPlus, 9.60%, Emblem (HIP) 9.50%, MVP Health Plan, 6.70%, CDPHP 4.30%, Healthfirst PHSP, Inc. 2.40%, Healthfirst Insurance Company, Inc., 1.80%, Excellus, 1.50%, Healthnow New York, -1.90%, IHBC -3.70%.

Khang T. Vuong, MHA
Khang T. Vuong, MHA8 Jul 2023
How Much Does a COVID-19 Test Cost Without Insurance?
Public Health

How Much Does a COVID-19 Test Cost Without Insurance?

The price of a COVID-19 diagnostic test for individuals without insurance ranges from $36 to $180 per test. With additional fees, you may be charged upwards of $600.

Khang T. Vuong, MHA
Khang T. Vuong, MHA6 Apr 2022
How to Dispute a Surprise Medical Bill
Tips

How to Dispute a Surprise Medical Bill

We outline 8 steps that you can take to dispute a surprise medical bill in case you’ve already received charges that you don’t agree with.

Khang T. Vuong, MHA
Khang T. Vuong, MHA12 Jul 2021
Employer Health Insurance: What is It & is My Employer Required to Offer?
Employer

Employer Health Insurance: What is It & is My Employer Required to Offer?

Employer health insurance is a benefit offered by your employer to cover a portion of your health care costs. Many times, health insurance within a company or organization is less expensive than buying a plan individually because the employer pays for a large portion of your monthly premium.

Alyssa Corso
Alyssa Corso8 Feb 2022
How Much Does STD Testing Cost Without Insurance in 2023?
Sexual Health

How Much Does STD Testing Cost Without Insurance in 2023?

Sexually active people should be tested for major sexually transmitted infections at least once per year. You can get a full STD panel with Mira ($99), CityMD ($350), Planned Parenthood ($130-$270), or at an NYC Sexual Health Clinic.

Alyssa Corso
Alyssa Corso8 Jul 2023