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After closing its seed round, Mira makes key hires to expand the team and grow the company.
Health experts are predicting that there will likely be a second or third wave of coronavirus as we enter the fall and winter.
Flu season in the U.S. is typically from October until April; however, the national peak of cases typically occurs in the first week of February.
This article provides a detailed look at two catastrophic plans: Healthfirst and Fidelis Care. Catastrophic plans are meant for young and healthy individuals who do not regularly seek medical attention. Overall, Fidelis Care seems to be a more cost-effective plan, as it has a lower monthly premium.
Both HMO plans offer very similar services and payment plans. Both plans have a deducible of $5,500, give some reimbursement for a gym membership, and charge 50% coinsurance after deducible for services such as preventative care, primary care, specialty visits, and urgent care.
However, EmblemHealth requires a referral to see a specialist and Oscar does not require a referral. EmblemHealth and Oscar cover different hospitals in New York City, so you may want to consider your proximity to each hospital when picking a plan. Overall, we recommend Oscar Health's Saver Silver plan as it enables more flexibility and has positive reviews regarding customer service and user satisfaction.
UnitedHealthcare Compass Bronze has a 38% higher monthly premium when compared to Oscar Bronze, however, when it comes to in-network hospital coverage, UnitedHealthcare has more prominent hospitals covered when compared to Oscar. UnitedHealthcare also offers gym reimbursement where Oscar does not.
The flu and COVID-19 are all respiratory tract infections that can affect your sinuses, nose, throat, windpipe, and or lungs, but the characteristic symptom of COVID-19 is loss of taste and smell.
UnitedHealthcare has a 25% higher monthly premium than Oscar Health does, not have direct messaging, and you need a referral to see a specialist. However, UnitedHealthcare has more prominent in-network NYC hospitals and includes gym member reimbursement. UnitedHealthcare would be the better option as long as you can pay a little more for the monthly premium and you don't mind needing a referral to see a specialist.
EmpireBlueCross BlueShield bronze has a higher monthly premium and deductible when compared to Oscar Health Classic Bronze. However, EmpireBlueCross also offers more in-network hospital coverage and partial gym reimbursement, making it the better option if you can afford it.
While EmblemHealth Bronze and Healthfirst Bronze are relatively similar plans, there are some important differences to be aware of. EmblemHealth's bronze plan has a 32% higher monthly premium when compared to Healthfirst. Healthfirst does not require a referral to see a specialist whereas EmblemHealth does require a referral. EmblemHealth also offers more in-network hospital coverage. If basing plans off reviews, EmblemHealth has slightly better reviews with a A+ rating on Better Business Bureau. For a less expensive plan without the need to see a specialist for a referral, we recommend Healthfirst Bronze. 
Lab tests without insurance, lab tests can cost over $1000. CBC can cost $140 - $622, Thyroid Stimulating Hormone test can cost $150 - $1,139, Lipid Panel can cost $303 - $843, Basic Metabolic Panel can cost $330 - $1309, and Urinalysis can cost $129 - $643. Contact us to learn more about how much you can save on labs
