Independent Contractor vs Employee Checklist & Major Differences
It’s essential to understand the differences between an independent contractor and an employee to make sure you’re not violating any laws or rules. There are various tax differences, legal benefits, and other factors that make the two very different. Below, we also outline a checklist that can help companies determine whether they are hiring an independent contractor or employee.
Health Insurance for Freelance Writers – The Ultimate Guide
A freelancer does business on their own and often does not work for one sole company. While you may enjoy setting your own flexibility and work-life balance, you are responsible for finding your own health insurance, and your choices are limited. Knowing your options and your needs will help you find a plan tailored to you and your family, without breaking the bank.
Are Employers Required To Give 1099 Workers Health Benefits?
1099 workers are typically hired by a company for a specific project or for a short period of time. They are not the same as employees and usually are referred to as a freelancer, or independent contractor. Since they are not employees, they are not usually eligible for health benefits from the company they are working under. The important thing to be sure of as an employer is that you’ve correctly classified 1099 workers, which we cover in this article.
The Best Health Insurance Options for Freelancers in NYC
Many independent workers (35%) go without health insurance because of the high costs associated with premiums. Without insurance, the price for an urgent care visit can vary as much as three times. These numbers are even higher in cities such as New York.