Best Affordable Health Insurance Options - 2023
Health insurance continues to be an expensive undertaking in the U.S. for people who don’t get coverage from their employers. Finding an affordable option can be very difficult as even plan premiums after government tax credits can be hundreds of dollars per month for a family. Health insurance alternatives can be a good option for people who need affordable access to basic healthcare.
Health Insurance for Freelance Writers – The Ultimate Guide
A freelancer does business on their own and often does not work for one sole company. While you may enjoy setting your own flexibility and work-life balance, you are responsible for finding your own health insurance, and your choices are limited. Knowing your options and your needs will help you find a plan tailored to you and your family, without breaking the bank.
Catastrophic Health Insurance: The Ultimate Guide & Best Options
Catastrophic health insurance protects you financially in case of an unexpected major injury or illness. It is a basic, inexpensive health insurance plan option with a low monthly premium and a high deductible. To purchase these plans you must be under 30 years old or qualify for a hardship exemption, proving you can’t afford regular health insurance.
Best Health Insurance Options for Employees of a Small Business
Small businesses (less than 50 full-time employees) are not required to provide health insurance under the law. However, employees may view this as a competitive advantage when looking for employment. Many employers are starting to offer alternatives to health insurance to attract top talent, especially as hiring continues to get more and more competitive.
Best Short Term Medical and Health Insurance Options in 2023
Short-term medical insurance is typically a coverage option that is used for basic health needs for six months or less due to an unexpected event, such as job loss. Short-term medical coverage can vary based on the plan from only including basic emergency care, to full coverage under more expensive programs.
How Health Insurance Works & Alternative Options
Enrolling in a health insurance plan is a way to stay healthy and protect yourself from catastrophic medical bills. As the cost of traditional health insurance rises, it becomes unaffordable for many people. As a result, people often go uninsured and have to pay full price for health care or not seek the care they need.
What Is a Health Savings Account & How it Works
A health savings account (HSA) is a way to set aside pre-tax money for medical expenses if you have a high deductible health plan. There are several health savings account rules that determine who is eligible, contribution limits, money rollover, and how to remove funds from the account.
Health Savings Account (HSA) vs. Flexible Spending Account (FSA)
Both health savings accounts (HSA) and flexible spending accounts (FSA) are ways to budget and allocate tax-free money that is used to pay for healthcare expenses.
5 Best Alternatives to Health Insurance in 2023
Health insurance is great for specific purposes, mainly to protect an individual or family from great financial loss due to a health issue. However, it has increasingly become more expensive in the U.S., which makes it difficult for every individual’s situation.
How Much Does a Doctor's Visit Cost Without Insurance in 2023?
The cost of a doctor visit depends on whether you have private insurance, Medicare, Medicaid, or no insurance. If you do not have insurance, the cost of a doctor visit is typically between $300 and $600, but prices can vary depending on several factors such as lab tests, where you seek care, and procedures done at the visit.
Best Health Insurance & Coverage Options For Freelancers 2023
Being a freelancer does not mean you should live without health coverage, even if you think you can’t afford it. Several options can help you access affordable coverage that fits within your budget. Some of these options include: the Affordable Care Act, gaining coverage through a spouse, COBRA Coverage, and the Freelancer’s Union.
6 Best Health Insurance Coverage for Individuals 55 & Older
There are several ways that you can get the health coverage you need if you are 55 and older. Some ways to get coverage are through employer health insurance, private health insurance, Medicaid, or Medicare.