Best Short-Term Health Insurance Options in Texas 2021
In Texas, short-term health insurance is a unique topic that is different from in many other states. Texas legislators did not impose stricter regulations on short-term coverage and, therefore, these plans follow federal regulations plan duration and renewals.
Best Family Health Insurance Plans - 2021
Family health insurance plans are the same concept as an individual health insurance plan; however, the critical difference is that family health insurance plans will cover multiple individuals. Many dependents, such as spouses, naturally born children and legally adopted or foster children, can be covered under one health insurance plan. The best family health insurance plans include Preferred Provider Organization (PPO), Health Maintenance Organization (HMO), Exclusive Provider Organization (EPO), and Point-of-Service Plans (POS), and High-deductible Health Plans.
What Are the Best Health Insurance Options for Pregnant Women in 2021?
Whether you are planning children into your future, amid a pregnancy, or have just given birth, having a health coverage plan is essential for managing the planned and unplanned healthcare costs for you and your baby. Maternity and infant care can be expensive, but health coverage enables you to engage in prenatal and postnatal care, minimizing the mother, your chances of complications during pregnancy.
Updated Income Limits and Subsidy for Obamacare in 2021
If your annual income is between $12,760 and $51,040 you are eligible for ACA subsidy/Premium Tax Credit in 2021. If qualified, your monthly subsidy is ranging from $451 to $89 a month (lower income, higher subsidies).
What is a Flexible Spending Account (FSA) & How Does it Work?
A Flexible Spending Account allows employees to put some of their income aside to use for qualified medical expenses later. The main perk of an FSA is that the funds contributed are not subject to income and payroll taxes. Both employees and employers can contribute to an FSA.
How Much Does Health Insurance Cost?
The cost of health insurance in the U.S. is not straightforward. There are multiple components that make up your total health insurance costs and specific factors that determine the amount you pay. This article outlines the complicated nature of health insurance costs in today’s market.
How & Where to Get Fast Health Coverage
Fast health coverage is sometimes needed in the case of an unexpected or emergent health care need. In the case that you do not have an employer-sponsored or other long-term medical insurance plan, there are some fast health coverage options you can purchase in the interim. In this article, we look at the best options that you can get quickly.
Health Insurance for Remote Employees - 2021
With demand for remote work that is higher than ever, employers are struggling to find ways to offer their remote workers health insurance across states, and sometimes countries. Offering health benefits for a remote workforce is becoming not only important but vital in keeping top talent, but it can be expensive and confusing to find a plan that could work for everyone.
Best Affordable Health Insurance Options - 2021
Health insurance continues to be an expensive undertaking in the U.S. for people who don’t get coverage from their employers. Finding an affordable option can be very difficult as even plan premiums after government tax credits can be hundreds of dollars per month for a family. Health insurance alternatives can be a good option for people who need affordable access to basic healthcare.
Health Insurance for Freelance Writers – The Ultimate Guide
A freelancer does business on their own and often does not work for one sole company. While you may enjoy setting your own flexibility and work-life balance, you are responsible for finding your own health insurance, and your choices are limited. Knowing your options and your needs will help you find a plan tailored to you and your family, without breaking the bank.
Catastrophic Health Insurance: The Ultimate Guide & Best Options
Catastrophic health insurance protects you financially in case of an unexpected major injury or illness. It is a basic, inexpensive health insurance plan option with a low monthly premium and a high deductible. To purchase these plans you must be under 30 years old or qualify for a hardship exemption, proving you can’t afford regular health insurance.
Best Health Insurance Options for Employees of a Small Business
Small businesses (less than 50 full-time employees) are not required to provide health insurance under the law. However, employees may view this as a competitive advantage when looking for employment. Many employers are starting to offer alternatives to health insurance to attract top talent, especially as hiring continues to get more and more competitive.