Health Insurance

Is Therapy Covered by Insurance?

The Affordable Care Act requires plans offered through the health insurance exchanges to cover services for mental health and substance use disorders.

Alexis Bryan12 Dec 2022

Health Insurance

Best Health Insurance Options for Part-Time Employees in 2023

The best health insurance options for part-time employees include HRAs, Concierge Medicine, and Care Memberships.

Ashley Brooks8 Jul 2023

Health Insurance

Best Supplemental Health Insurance Plans in 2023

Various supplemental plans are available depending on your needs, including accident, dental, and critical illness insurance. The best overall supplemental health insurance includes United Healthcare.

Talor Bianchini8 Jul 2023

Health Insurance

Is Telemedicine Covered by Health Insurance?

The five big providers— UnitedHealthcare, Cigna, Aetna, Blue Cross Blue Shield, and Humana— all have some form of coverage for telemedicine.

Madeline Hlobik27 Oct 2021

Health Insurance

How Much Does COBRA Insurance Cost in 2023?

The average monthly COBRA premium cost ranges between $400 to 700 per person.

Alyssa Corso8 Jul 2023

Health Insurance

How Much Should I Spend on Health Insurance in 2023?

A good rule of thumb for how much you spend on health insurance is 10% of your annual income. However, there are many factors to consider when deciding how much to spend on health insurance, including your income, age, health status, and eligibility restrictions. In 2022, the average national cost for health insurance was $7,911 for single coverage and $22,463 for family coverage per year. .

Alexis Bryan8 Jul 2023

Health Insurance

What’s the Difference Between a Deductible vs. Copay?

A deductible and copay are terms used to describe the costs associated with maintaining your health insurance. A deductible is the amount of money you are required to pay out-of-pocket before your insurance takes over and covers the costs. A copay is a fixed amount you must pay for medical care at the point of service.

Ashley Brooks23 Aug 2022

Health Insurance

How To Get Health Insurance Through Your Spouse

Acquiring your spouse’s health plan will take a bit of communication and comparing costs, medical needs, and expectations.

Ashley Brooks23 Aug 2022

Health Insurance

Is It Mandatory To Have Health Insurance in 2023?

There is no federal penalty for not having health insurance in 2023, but four states and D.C. will impose a tax penalty on those who do not. Since 2019, the Affordable Care Act (ACA) has not had an individual mandate penalty for those who are uninsured, and this will remain the case in 2022.

Alexis Bryan8 Jul 2023

Health Insurance

Will Health Insurance Premiums Rise for Unvaccinated Individuals?

Experts are considering if insurance companies have the right to raise health insurance premiums for unvaccinated individuals. This is similar to how the Affordable Care Act (ACA) allows health insurance companies to charge smokers higher premiums than non-smokers. The hope is to incentivize people to get vaccinated against COVID-19, but it is unclear if this legislation will be passed.

Alexis Bryan23 Aug 2022

Health Insurance

Medicare Part C vs. Part D: Costs & Eligibility

Medicare Part C (or Medicare Advantage), offers Parts A and B but does not guarantee Part D, the expanded prescription drug benefit.

Ashley Brooks23 Aug 2022

Health Insurance

How Much Does ObamaCare Cost in 2023-2024?

The average cost of an Obamacare plan ranges from $328 to $482 but varies depending on the company, type of plan, and where you live. These plans often come with substantial deductibles, copayments, and coinsurance.

Mira Research Team28 Aug 2023

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